Facultative Reinsurance: Certificate & Program/Facility Solutions
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Facultative Reinsurance: Certificate & Program/Facility Solutions

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    Tailored approach to unique and high-risk exposures

    Our facultative reinsurance products, supporting both single-risk certificate as well as line or portfolio program/facility needs, are custom-crafted proportional and non-proportional solutions designed by a dedicated team of experts spanning many underwriting disciplines. We work with our cedents and brokers to offer a tailored approach to addressing unique and high-risk property and casualty exposures that exceed your capacity or risk tolerance thresholds, generating reliable, flexible, and financially sound risk transfer solutions. As a trusted partner fortified by outstanding balance sheet strength, we bring financial stability and unwavering commitment to the table, ensuring your risk mitigation needs are met in today's ever-evolving landscape. Our facultative solutions are marked by innovation and tailored through best-in-class underwriting practices accompanied by unparalleled service, simplifying the placement process and providing you with the utmost confidence in your risk management strategy.
     
    A+
    (Superior)
    A.M. Best
    AA
    (Very Strong)
    S&P
    AA
    (Very Strong)
    Fitch

    Our facultative solutions

    Facultative certificate

    Custom reinsurance solutions for excess of loss and quota share covers on single-risk property & casualty business. 

    Facultative program/facility

    The hybrid reinsurance solution between single-risk certificate and automatic treaty. We offer individual contracts built to your specifications covering either a full portfolio of business or a single class, semi-automatic structure with special acceptances, customized digital platform capabilities, and substantial financial capacity for selected programs. Manage your portfolio and track your exposure with AutoFac, out exclusive online tool.

    Casualty solutions

    Casualty certificate 

    Wide array of solutions including excess of loss covers for primary business and excess of loss or quota share covers for excess business, auto carve-out support for umbrella placements, and a flexible approach to providing buffer and excess layers.

    • Auto Liability
    • General Liability
    • Professional Liability
    • Umbrella Liability
    • Liquor Liability

    Casualty program/facility

    We partner with cedents and brokers to offer underwriting insight on existing business, as well as assist clients to develop new umbrella products; and, we work together with our treaty counterparts to create automatic or semi-automatic solutions as your needs evolve.

    • Agri-business
    • Auto liability
    • General liability
    • Professional liability
    • Excess liability
    • Commercial and Personal Umbrella liability
    • Workers compensation

    Property solutions

    Property certificate

    Significant reinsurance capacity for property catastrophe-driven placements, with a flexible approach to providing property covers for buffer and high excess layers, and an ability to write coverage on standalone perils.

    • All Risk
    • Cat Peril Carve-Outs (e.g., Flood, Earthquake, Wind only)
    • Inland Marine
    • Builders Risk
    • Auto Physical Damage
    • Agribusiness

    Property program/facility

    Programs for bundling individual property facultative certificates into one contract. We offer Commercial Property cover, which can also be expanded to incorporate Homeowners, Agribusiness or Inland Marine. 
    Focus is on the single carrier middle market segment, with programs typically attaching excess of your net and treaty per risk limits as excess layers, and providing up to 100%-layer participation. 

    Learn more about our Facultative Certificate & Program/Facility Solutions

    Think Factory
    Our Facultative Certificate team contains experts in many underwriting disciplines, all focused on solutions for unique and high-risk exposures. We meet the challenges of risk with the knowledge and experience to deliver reliable solutions that match your needs.
    Regional presence
    Our technical experts throughout the US know the special requirements of your market. Our regional presence helps us quickly and effectively translate your needs into custom facultative solutions.
    Experienced staff
    Accessible and reliable, our facultative program and certificate professionals bring deep experience and unmatched expertise to translating facultative property and
    casualty needs into financially sound, custom solutions.
    Your success is our success
    We measure success by how well we develop solutions that fit your needs. As your coverage needs evolve, we will work closely with our facultative and treaty underwriters to identify ways to help you to grow your portfolio.

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    Meet our North American team
    David O´Keefe
    David O´Keefe
    Munich Re F&C, Head of Distribution North America
     Munich Re US Facultative Distribution and Sales Manager Lauren Peggau
    Lauren Peggau
    Munich Re F&C, Distribution & Sales Manager
    About Munich Re Facultative & Corporate

    We bundle the worldwide Facultative & Corporate business at Munich Re in one unit: facultative reinsurance solutions for single risks and corporate insurance for large businesses. We combine in-depth industry know-how, financial stability and customer-centricity. In this way, we are able to deliver traditional and innovative risk-transfer solutions for industrial clients around the globe and in all lines of business.  Learn more.