Individual Disability Reinsurance
Rely on the industry leader to back your offering.
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Embark on a renewed growth strategy with the support of market-leading disability solutions and insights.
![Embark on a renewed growth strategy with the support of market-leading disability solutions and insights Startup, team meeting](/content/dam/munichre/marc/images/Startup,%20team%20meeting.jpg/_jcr_content/renditions/cropped.16_to_9.jpg./cropped.16_to_9.jpg)
Risk protection from the disability market experts
Regardless of the size or complexity of your portfolio, we can tailor a mix of reinsurance products that fit your offering.
Individual Disability
We are the largest disability reinsurer in the US, with expertise in both fully underwritten and guaranteed standard issue business. Our extensive IDI market experience spans the physician, attorney, and business owner markets.
Disability
Our broad disability portfolio and unique market position enable us to identify trends and share perspectives across multiple product markets.
Business Overhead Expense, Disability Buyout, and Key Personnel
We reinsure products designed to protect business owners and the businesses they are passionate about.
![Risk protection from the disability market experts Checking The Numbers](/content/dam/munichre/marc/images/iStock-935406422.jpg/_jcr_content/renditions/cropped.square.jpg./cropped.square.jpg)
Robust solutions for business growth
Related integrated capabilities
Strategic Partnerships
Claims Expertise
Industry Perspective
Related digital solutions
EDGE
EDGE
Our EDGE online underwriting manual takes an evidence-based approach to determining disability risk and expanding insurability.
![EDGE EDGE](/content/dam/munichre/marc/images/EDGEimage3000.jpg/_jcr_content/renditions/cropped.16_to_9.jpg./cropped.16_to_9.jpg)
Claim Suite
Claim Suite
Within our mix of insurtech products from exclusive partners, you’ll find a suite of innovative claim tools designed to improve outcomes and increase operational efficiency. These tools may be available at client-preferred rates.
![Claim Suite Businesswoman talking with a colleague while working in modern office](/content/dam/munichre/marc/images/Businesswoman%20talking%20%20with%20a%20colleague%20while%20working%20in%20modern%20office%20-%20Original%20File.jpeg/_jcr_content/renditions/cropped.16_to_9.jpeg./cropped.16_to_9.jpeg)
Related insights
![Dawn McMaster Dawn McMaster](/content/dam/munichre/global/images/staff-and-events-(data-protection-relevant)/Dawn%20McMaster.jpg/_jcr_content/renditions/original./Dawn%20McMaster.jpg)
![Jody Elmore Jody Elmore](/content/dam/munichre/marc/images/life-us-headshots/Jody%20Elmore.jpg/_jcr_content/renditions/original./Jody%20Elmore.jpg)