Individual Disability Reinsurance

Rely on the industry leader to back your offering.

Embark on a renewed growth strategy with the support of market-leading disability solutions and insights.

You understand how critical it is to identify profitable growth opportunities in the individual disability market. Munich Re’s complete line of disability reinsurance offerings come with an unrivaled level of support and insights only possible from the industry-leading supplier of disability insurance.

Risk protection from the disability market experts

Regardless of the size or complexity of your portfolio, we can tailor a mix of reinsurance products that fit your offering.

Individual Disability
We are the largest disability reinsurer in the US, with expertise in both fully underwritten and guaranteed standard issue business. Our extensive IDI market experience spans the physician, attorney, and business owner markets.

Disability
Our broad disability portfolio and unique market position enable us to identify trends and share perspectives across multiple product markets.

Business Overhead Expense, Disability Buyout, and Key Personnel
We reinsure products designed to protect business owners and the businesses they are passionate about.

Robust solutions for business growth

Meeting each fresh challenge in the disability space requires a partner who not only has the right product mix but also has the expertise and consultative viewpoint to help your business grow and succeed. We bring unparalleled strength and perspective to crafting robust disability solutions.

Transformative technology

We test and customize tools proven in other markets to advance IDI technology.

Underwriting expertise

We offer the leading IDI underwriting manual and continually invest in updates that expand insurability.

Claims Support

We offer in-house expertise and a full suite of claims solutions from leading Insurtech partners.

Related integrated capabilities

Strategic Partnerships

We know you are continually looking to optimize your business. That’s why we continually scour the insurtech landscape to identify partners that will help you realize your goals.

Explore Strategic Partnership

Claims Expertise

Our team of claims professionals understands how critical their role is in supporting clients and enabling them to deliver on their promises.

Explore Claims Expertise

Industry Perspective

We have market and data insights across multiple lines of business, allowing us to provide you with actionable information to grow your disability offering.

Explore Industry Perspective

Related insights

Clinical Knowledge

Have we found the cure to end obesity?

In this series, we examine medical innovations impacting life and disability insurance, including new obesity drugs.

5 minutes read

Published 04/27/2021

Future of Risk

Harnessing the power of large language models

Can large language models help unlock unstructed data trapped in documents such as attending physician statements?

5.5 minutes read

Published 10/18/2023

Businesswoman holding digital tablet and walking in the city

Clinical Knowledge

The plentiful benefits of walking

Multiple studies have shown that regular physical activity, including walking, decreases the risk or severity of many health issues.

2 minutes read

Published 05/29/2024

Leverage the backing of the disability reinsurance leader.

Whether you are looking to expand your offering or approach the market with renewed pricing, reach out today to learn the benefits of putting Munich Re’s market-leading disability products to work for you.

Get in touch