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Group Reinsurance

Grow your book with confidence.

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    Rely on intelligent solutions for your group life and disability insurance offering.

    Whether your focus is on the small employer market or large national accounts, Munich Re Life US can help shoulder the risk of the group policies you sell. You face unique challenges providing group life and disability coverage, and we offer a full range of reinsurance solutions—paired with valuable tools and insights— designed to strengthen your portfolio and help your business grow.

    Our group insurance experts have spent decades working for direct carriers, bringing firsthand experience and knowledge to the challenges of the group market. This is backed by our global presence, which allows us to incorporate insights from international markets. 

    Full line of protection for group coverage

    We develop reinsurance structures to meet client needs.

    Group Life
    Our highly skilled actuaries and medical team work together to share their insights on mortality trends that have occurred in the recent past and the drivers of anticipated trends for the future. This helps our clients to make informed decisions regarding their mortality expectations.

    Group Disability
    We have vast experience in the Long-Term Disability market, which includes understanding the intersection of all group disability products, including Short-Term Disability, Paid Family Medical Leave, and Statutory Disability Plans.  

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    Strong backing for new business pursuits

    Selling group life and disability holds potential for great returns but it also poses a host of unique considerations. At Munich Re Life US, we have extensive knowledge of the group insurance landscape and combine that expertise with a sincere interest in the specifics of your business in order to craft tailored reinsurance solutions.  
    Global footprint
    Collaboration across our global team gives us insights into emerging trends and potential disruptors.
    Administration services
    We partner with a leading firm to offer underwriting, claims, and actuarial consulting as a service.
    Employer scoring
    We can help you prioritize the right cases and provide competitive rates with confidence.

    Related integrated capabilities

    Get support from a knowledgeable claims team.
    Access flexible and comprehensive underwriting solutions. 
    Our global team of medical experts are focused on identifying emerging trends and treatments to expand insurability.

    Related digital solutions

    Claim Suite

    We evaluate hundreds of startups and determine the select few with the greatest potential in order to recommend digital tools that help you manage disability claims.
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    EDGE

    EDGE helps expand group life and disability insurability by providing evidence-based underwriting as a digitally available underwriting manual.
    EDGE
    © Munich American Reassurance Company

    Related insights

    Contacts
    Dawn McMaster
    Dawn McMaster
    2nd Vice President, Business Development, Group & Living Benefits
    Munich Re Life US
    Ron Ragan
    Ronald Ragan
    Assistant Vice President, Group Underwriting, Group Insurance
    Munich Re Life US

    Consider a reinsurance partner who can support the unique needs of your group offering.

    Contact us today to discuss your goals for growing your book of business and learn how we can craft a tailored reinsurance solution to help you achieve them.