Filter please select Best Practices Business Optimization Cancer Clinical Knowledge Future of Risk Industry Surveys and Reports Mental Health Obesity Product Innovation Substance Use © mack2happy / Getty Images Insights Strategic prespectives and in-depth analysis of the factors shaping life and disability insurance today and in the future. Media Type Article Case Study Podcast Webinar Article Case Study Podcast Webinar Products and Disciplines AI & Analytics Claims Disability Reinsurance Financial Reinsurance Group Reinsurance Industry Perspective In-Force Optimization Legal and Regulatory Life Reinsurance Medical Risk Expertise Product Development Risk Assessment Strategic Partnerships AI & Analytics Claims Disability Reinsurance Financial Reinsurance Group Reinsurance Industry Perspective In-Force Optimization Legal and Regulatory Life Reinsurance Medical Risk Expertise Product Development Risk Assessment Strategic Partnerships properties.trackTitle properties.trackSubtitle Featured Articles Executive Perspectives Future of risk assessment series Examining industry challenges with Tim Morant, Chief Risk Assessment Officer 5.5 minutes read Published 10/10/2024 Making inroads in early cancer detection An update on the success of our two-year partnership with GRAIL to promote early cancer detection in the US life insurance industry. 4.5 minutes read Published 07/11/2024 How reinsurance adds value to M&A deals Sean Kim, Head of M&A Solutions, discusses the pivotal role reinsurance in the life and annuity mergers and acquisitions (M&A) market. 4 minutes read Published 11/17/2023 Seizing opportunities with combination products Combination products providing both long-term care and life insurance coverage are a market opportunity for carriers. 4.5 minutes read Published 10/11/2023 Strategic leadership starts with claims Claims professionals are well-positioned to provide insights and guidance tonavigate rapid change. 5 minutes read Published 07/27/2023 Executive Perspectives Growth Strategies 2023 Life Reinsurance Survey Our annual survey examines the individual and group life reinsurance market in the US and Canada. 1.5 minutes read Published 12/17/2024 Our partnership approach to deliver tailored reinsurance solutions Reinsurers provide know-how, perspective, advice, and solutions – that go beyond pure risk transfer. 6.5 minutes read Published 12/02/2024 How reinsurance adds value throughout the development cycle A case study illustrating how Munich Re adds expertise and support across different stages of the life insurance product development lifecycle 1.5 minutes read Published 10/08/2024 How reinsurance adds value to M&A deals Sean Kim, Head of M&A Solutions, discusses the pivotal role reinsurance in the life and annuity mergers and acquisitions (M&A) market. 4 minutes read Published 11/17/2023 Seizing opportunities with combination products Combination products providing both long-term care and life insurance coverage are a market opportunity for carriers. 4.5 minutes read Published 10/11/2023 Growth Strategies Cardiovascular Health Could obesity drugs reduce heart disease? What's the potential for GLP-1 agonists to reduce risk factors for heart disease? 4 minutes read Published 02/07/2024 Have we found the cure to end obesity? In this series, we examine medical innovations impacting life and disability insurance, including new obesity drugs. 5 minutes read Published 06/05/2023 Heart rate and mortality A study assessing the effectiveness of resting heart rate in stratifying the mortality risk profile of a U.S. insured population. 11.5 minutes read Published 01/29/2021 U.S. Mortality Monitoring Report This paper's analysis is based on research conducted prior to the global pandemic and focuses on long-term mortality trends. 4.5 minutes read Published 05/12/2020 Individual life insurance mortality trends Analyzing the impact of cause-of-death 8 minutes read Published 08/15/2019 Cardiovascular Health 1 / 3 Case Clinic Case clinic: Elevated PSA Our underwriting case clinic series exploring challenging medical conditions. 4.5 minutes read Published 12/03/2024 Case clinic: Pulmonary Hypertension Our underwriting case clinic series exploring challenging medical conditions. 2.5 minutes read Published 08/26/2024 Case clinic: Pancreatic cyst Our underwriting case clinic series exploring challenging medical conditions. 2.5 minutes read Published 05/10/2024 Case clinic: Pancreatic cyst Our underwriting case clinic series exploring challenging medical conditions. 2.5 minutes read Published 05/10/2024 Case clinic: Von Willebrand disease Our underwriting case clinic series exploring challenging medical conditions. 2.5 minutes read Published 04/11/2024 Case Clinic COVID Autoimmune diseases following COVID-19 infection: How solid is the evidence? Munich Re’s Dr. Tim Meagher assesses studies on post-COVID-19 autoimmune disorders and their relevance to life insurance. 0.5 minutes read Published 01/22/2025 The long-term complications of COVID-19 infection Dr. Tim Meagher reviews the evidence regarding increased morbidity and mortality risks for those with long-term COVID-19 infection and its relevance for insured populations 0.5 minutes read Published 08/26/2024 Diabetes following COVID-19: Is it common? Dr. Tim Meagher examines the increase in both type 1 and type 2 diabetes that has occurred during the pandemic. 0.5 minutes read Published 06/27/2024 Strategic leadership starts with claims Claims professionals are well-positioned to provide insights and guidance tonavigate rapid change. 5 minutes read Published 07/27/2023 Long Covid - Into the third year Dr. Tim Meagher provides an update on long Covid, with a particular focus on disease prevalence, disability, and risk factors. 0.5 minutes read Published 06/27/2023 COVID HIV Innovations in HIV treatment In this series, we examine medical innovations impacting life and disability insurance, including advancements in HIV treatment. 4 minutes read Published 07/28/2023 Living with, rather than dying from, HIV Insurance updates and insights into HIV infection 5 minutes read Published 04/28/2022 ExamOne LabPiQture An in-depth exploration of clinical lab histories 13.5 minutes read Published 12/02/2020 Heroin - the other opioid In this white paper series, we examine the opioid epidemic and its significance for the life insurance industry. 6.5 minutes read Published 11/16/2017 HIV 1 / 3 Journal of Insurance Medicine Autoimmune diseases following COVID-19 infection: How solid is the evidence? Munich Re’s Dr. Tim Meagher assesses studies on post-COVID-19 autoimmune disorders and their relevance to life insurance. 0.5 minutes read Published 01/22/2025 The long-term complications of COVID-19 infection Dr. Tim Meagher reviews the evidence regarding increased morbidity and mortality risks for those with long-term COVID-19 infection and its relevance for insured populations 0.5 minutes read Published 08/26/2024 Pituitary Neuroendocrine Tumors (PitNETs) Dr. Tim Meagher discusses the recent reclassification of pituitary adenomas as ‘pituitary neuroendocrine tumors'. 0.5 minutes read Published 03/20/2024 ChatGPT: How closely should we be watching? Dr. Tim Meagher explores the potential impact of generative AI on the medical profession. 0.5 minutes read Published 01/25/2024 Metabolic muddle: MASLD and MASH Dr. Tim Meagher explores the potential impact of medical nomenclature changes. 0.5 minutes read Published 01/25/2024 Journal of Insurance Medicine Marijuana Underwriting marijuana: Balance is required With the rise of marijuana use, underwriters must understand the latest research and take a balanced approach to risk assessment. 7 minutes read Published 11/28/2023 Legal marijuana and the insurance industry We assess the implications on insuring this industry for employee benefits. 10 minutes read Published 06/29/2020 Mortality impact of marijuana use scenarios We performed a sensitivity analysis to estimate the mortality impact of extreme what-if marijuana-use scenarios. 4.5 minutes read Published 03/11/2020 Marijuana Opioids Drug abuse mortality in insured population 2.0 Substance abuse mortality is rising, with synthetic opioids fueling alarming trends. Discover what this means for life insurers and underwriting strategies. 9.5 minutes read Published 11/26/2024 Opioids' impact on group life mortality We surveyed 18 leading group term life carriers to understand how opioid mortality affects claims. 13 minutes read Published 07/30/2018 Cost-benefit analysis of opioid risk screening Is it financially feasible to screen all life applicants for opioid use? 7 minutes read Published 01/30/2018 Heroin - the other opioid In this white paper series, we examine the opioid epidemic and its significance for the life insurance industry. 6.5 minutes read Published 11/16/2017 Opioid epidemic How did we get here? 8.5 minutes read Published 07/16/2017 Opioids 1 / 3 Suicide Suicide: Where's the risk? A person commits suicide every 11.9 minutes. What toll does that take, emotionally and economically? 18.5 minutes read Published 11/19/2019 Suicide and life claims Best practices for practicioners 16 minutes read Published 08/07/2019 Suicide study The 2017 clinical analysis of general and insured population suicides in the US 2 minutes read Published 04/12/2019 Suicide study Analysis of General and Insured Population Suicides in the U.S. 15.5 minutes read Published 04/01/2019 Suicide Accelerated Underwriting EHR retro study: Fully underwritten cases Findings from the EHR retro studies on the protective and operational value of EHRs in accelerated underwriting workflows 10 minutes read Published 01/23/2025 Misclassification reasons driving mortality slippage in AUW A follow-up article that dives into the most common reasons for misclassification 10 minutes read Published 01/16/2025 EHR retro study: Accelerated underwriting Findings from the EHR retro studies on the protective and operational value of EHRs in accelerated underwriting workflows 9.5 minutes read Published 12/10/2024 Mortality slippage study and monitoring Mortality slippage trends in accelerated underwriting and best practices for random holdout and post-issue audit monitoring. 11.5 minutes read Published 02/13/2024 Considerations when implementing LLMs A closer look at LLM accuracy, the developing regulatory landscape, and expected implementation costs. 6 minutes read Published 02/01/2024 Accelerated Underwriting alitheia Free-form text in accelerated decisions alitheia's team discusses assigning a medical severity to free-text application entries to use in automated decisioning. 6.5 minutes read Published 01/11/2024 Digital strategy through the underwriting lens A webinar on how insurers and reinsurers are reinventing underwriting processes to adapt to a new era of data and digitization. 2 minutes read Published 12/18/2020 Underwriters and data scientists How they work together 5.5 minutes read Published 02/18/2020 alitheia 1 / 3 Electronic Health Records (EHRs) Risk Scores Milliman Irix® – Risk Score 3.0 How does this predictive modeling tool assess mortality risk? 10 minutes read Published 12/01/2023 Milliman Irix® – Risk Score with Medical Data How does this predictive modeling tool assess mortality risk? 8.5 minutes read Published 12/21/2022 LexisNexis® Risk Classifier with Medical Data Stratifying mortality risk by combining behavioral attributes and medical data. 8 minutes read Published 12/06/2021 ExamOne LabPiQture An in-depth exploration of clinical lab histories 13.5 minutes read Published 12/02/2020 Leveraging ExamOne HealthPiQture™ scores How does this predictive modeling tool assess mortality risk? 4 minutes read Published 12/01/2020 Risk Scores Morbidity Risk Mortality risk segmentation in Group Benefits Could uncertainty be taken out of underwriting and pricing in the Group Benefits market through technology-enabled risk evaluation? 5.5 minutes read Published 07/03/2024 The plentiful benefits of walking Multiple studies have shown that regular physical activity, including walking, decreases the risk or severity of many health issues. 2 minutes read Published 05/29/2024 Long Covid - Into the third year Dr. Tim Meagher provides an update on long Covid, with a particular focus on disease prevalence, disability, and risk factors. 0.5 minutes read Published 06/27/2023 COVID-related mortality projections Munich Re’s mortality projections have proven to be more accurate than the publicly available US mortality forecasts. 3.5 minutes read Published 08/30/2022 Living with, rather than dying from, HIV Insurance updates and insights into HIV infection 5 minutes read Published 04/28/2022 Morbidity Risk 1 / 3 Wearables Mobile app technology helping manage epilepsy A review of how mobile apps are used, in conjunction with medications, as a self-management tool for managing epilepsy. 6.5 minutes read Published 06/22/2020 Using wearables for insurance risk assessment Stratifying mortality risk using physical activity as measured by wearable sensors 12 minutes read Published 02/27/2018 Wearables for insurance risk assessment A way for life insurance companies to change the way we interact with our customers and improve how we manage risk? 11 minutes read Published 02/16/2018 Wearables Workplace The ongoing great resignation What is the impact on employee benefits? 14 minutes read Published 07/27/2022 Mitigating risk for leading cause of disability Musculoskeletal disease and injury is a risk we all face – and it’s on the rise 10.5 minutes read Published 04/28/2022 Group life underwriting Creating a competitive edge 15.5 minutes read Published 12/05/2019 Disability risk Technological advancements and the evolution of disability risk as it relates to occupational changes 8.5 minutes read Published 06/10/2019 Workplace Large Language Models Considerations when implementing LLMs A closer look at LLM accuracy, the developing regulatory landscape, and expected implementation costs. 6 minutes read Published 02/01/2024 ChatGPT: How closely should we be watching? Dr. Tim Meagher explores the potential impact of generative AI on the medical profession. 0.5 minutes read Published 01/25/2024 Large language models: Underwriting and claims Large language models could unlock difficult-to-access data and insights for underwriting and claims. 7 minutes read Published 01/03/2024 Harnessing the power of large language models Can large language models help unlock unstructed data trapped in documents such as attending physician statements? 5.5 minutes read Published 10/18/2023 Large Language Models 1 / 3 Podcast Digital solutions podcast Creating a robust AI strategy for AI in insurance 33 minutes read Published 11/14/2024 Digital solutions podcast EHRs 2.0: A new era of data-driven underwriting 20 minutes read Published 10/02/2024 EHR cost-benefit analysis Electronic Health Records podcast series 16 minutes read Published 02/11/2024 EHRs: A view from the market Electronic Health Records podcast series 14 minutes read Published 01/19/2024 EHR Use cases Electronic Health Records podcast series 12 minutes read Published 07/24/2023 Podcast Mortality Risk 1 / 3 Filtered Articles No Results Show more