Introducing Automated EHR Summarizer for truly accelerated underwriting

With rising customer expectations, insurers need instant, cost-effective access to medical data relevant to insurance underwriting. Rooted in our track record of superior risk assessment, and Clareto’s  leadership in digital health data, Munich Re Life US is leveraging data from Electronic Health  Records (EHRs) in an industry-leading innovation.

Our Automated EHR Summarizer makes it easy to replace more costly data sources like blood and urine samples and attending physician statements, by making previously inaccessible data seamlessly available for quick–and more accurate–decisioning.

Automated EHR Summarizer optimizes EHRs for efficient use in underwriting and risk assessment. Normalizing EHR data directly from the source, our solution highlights core data points identified as essential by underwriters, and provides triage guidance. Automated EHR Summarizer delivers key information relevant for underwriting and highlighting risk factors in two available formats: an easy-to-review html report and structured digital data for use in a carrier’s own rules, models, and analytics.

Leading EHR innovation
Automated EHR Summarizer is the first product to deliver an intelligent and intuitive synopsis of EHR data in an accelerated setting. 

Built for underwriters
An ideal data source for light-touch underwriting and post-issue review, Automated EHR Summarizer incorporates Munich Re Life US' extensive underwriting expertise.