alitheia
Step into the future of underwriting—powered by insight, flexibility and speed.
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Rapid risk assessment from
Munich Re
More than a platform–a new paradigm
Underwriting has been stalled by overreliance on manual review. Without specialized experience and massive investment, increases in automation and instant decisioning have remained out of reach for most carriers.
alitheia is pushing the industry beyond these limits. Our automated cloud-native platform not only maximizes instant decisioning, but cuts through uncertainty to facilitate and guide manual review, boosting accuracy and efficiency.
Balance insurability and mortality cost
alitheia extracts the most value from every dollar spent on evidence, helping carriers keep premiums down while making life insurance accessible to more people. Our requirements optimization and ability to extract full value from evidence are now patented technologies.
Tap the potential of EHRs and a growing suite of data sources
alitheia can use electronic health records (EHRs) to make fully binding decisions, with holistic assessment referencing third party data. It’s part of Munich Re’s unwavering pursuit of the most promising data sources.

The alitheia edge
Insight for smarter decisioning
Backed by the mortality expertise of the world’s largest reinsurer, alitheia optimizes the risk assessment process, deploying a suite of proprietary models trained on the largest population for greater accuracy and minimal mortality slippage.
Flexibility to meet your needs
alitheia gives carriers ultimate control—use our components for a complete solution, customize and build in new capabilities to your own program, or fill in gaps by using targeted elements of our toolset. With alitheia, you're always in control.
Speed to insure more people
Accelerate the entire underwriting lifecycle–from faster integration upfront to shortened application times of less than 48 hours in 75% of cases, with more frequent updates for rapid access to the latest data.
alitheia in action
A major carrier realized dramatic increases in instant decision rates and sales using alitheia.

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