alitheia

Transform risk assessment with instant decisioning.

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    Produce fast, reliable quotes and a hassle-free buying experience for customers.

    As experts in risk assessment and analytics, we’ve developed the cutting-edge tools you need to grow your business intelligently. alitheia, our risk assessment platform, helps you grow with confidence while revolutionizing the customer buying experience. 
    alitheia

    The next step in automation

    alitheia is a revolutionary digital tool that uses EHRs to reduce costs and boost efficiency in life insurance underwriting while enabling the hassle-free online buying experience that customers have come to expect in other financial transactions. 


    Rapidly expand instant decisioning with limited increase in mortality cost
    alitheia applies artificial intelligence to make real-time adjustments to the application process for more precise risk assessment. You can achieve your desired mortality cost while significantly increasing throughput.

    Modernize the buying experience
    By intelligently determining the questions and evidence pertinent to an applicant, alitheia dramatically shortens the application process, optimizes evidence costs, and issues decisions instantly.

    Rapid and reliable quotes

    alitheia’s cutting-edge analytics are backed by Munich Re’s best-in-class risk assessment capabilities, allowing carriers to increase automation and instant decisioning with confidence. 
    Fast processing
    About 50% of decisions are instant and about 75% are made within 48 hours.
    Better experience
    The application process can be exam free for more applicants, reducing hassles.
    Quote and close
    Customers can get reliable quotes and purchase a policy in about ten minutes.

    Case study

    alitheia in action

    A major carrier realized impressive straight-through processing rates and impressive sales gains using alitheia.