Risk Assessment

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Partner with cutting-edge risk experts who have intelligent solutions for the modern issues you face.

As the life and disability insurance landscape continues to evolve, you need a reinsurance partner with profound risk expertise and a dynamic approach. With Munich Re Life US, you gain access to the industry’s most respected experts who holistically partner on a range of programs—from treaty to facultative, traditional to instant decision.

Confident young Asian woman standing against illuminated city buildings and thinking of her career path

More than volatility managers

Entrust your portfolio to a partner who does more than just manage risk. The risk experts at Munich Re Life US support our clients current and future underwriting programs with innovative, tailored solutions.

Entire UW value chain

From evaluation of evidence to post-issue audits, we offer all the solutions you need.

Accelerated ecosystem

We evaluate processes and data sources, from predictive modeling to rules-based automation.

Actuarial support

We can evaluate your assumptions to help you price your business more effectively.

Leveraging our deep understanding of the evolving insurance industry and our clients’ goals, we enable insurers to expand their market reach by offering new products that help improve company profitability, reach underserved customer segments, increase policyholder engagement, and help close the insurance gap.

Tim Morant

Chief Risk Assessment Officer

Our approach

We deliver superior risk assessment by providing clients with cutting-edge underwriting tools, investing in a team of specialists with profound underwriting and actuarial expertise, and fostering an environment where collaboration, agility, consistency, and wisdom flourish.

We’ve become a leader in accelerated underwriting program consultation by combining our strong track record of helping build and manage rulesets with our ability to calibrate third-party data, set assumptions, understand the available data, fill risk-assessment gaps, and offer performance monitoring and benchmarking to optimize your program and help improve risk assessment.

Electronic health records

Reshaping the risk paradigm

Access a series of podcasts and articles explaining EHRs and how these real-time, patient-centered records are helping facilitate superior risk assessment.

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