Insights from Mari-Lizette Malherbe: Reshaping the L&H Market

As governments face mounting pressure to address widening life and health protection gaps, the reinsurance industry is stepping up to play a more proactive role in supporting clients. Mari-Lizette Malherbe, in Insurance Business, shares her insights on the evolving L&H market and the role of reinsurance in shaping its future.

Mari-Lizette Malherbe highlights three key initiatives:

1. Automated Medical Underwriting: By harnessing the power of AI and analysing external data, reinsurers can streamline the underwriting process and make it more efficient.
2. Enhanced Claims Journey: Implementing AI-based solution CLARA to increase consistency and speed of claims assessment, making the entire process more seamless for clients.
3. Mitigating Ageing Society Risks: As populations grow older, the impact on pension provisions and healthcare is becoming increasingly significant. Mari-Lizette highlights the critical role reinsurance can play in helping clients mitigate these risks and ensure a more secure future.

Reinsurance can be a game-changer in the L&H market by providing tailored solutions to mitigate risks and drive growth. As the market continues to evolve, Munich Re remains committed to innovation, client-centredness, and delivering value in the L&H reinsurance industry.