North America Programs
Cultivating long-term relationships with partner MGAs and program administrators building a diverse portfolio that meets your specific needs.
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North America Programs: Leading since 1996
At Munich Re Specialty, our goal is to cultivate long-term relationships with partner managing general agents (MGAs) and build a diverse programs portfolio. Our wide range of insurance products and in-depth industry expertise allow us to craft programs that balance your risk-taking appetite, financial objectives, and operating capacity. With admitted and non-admitted capabilities across a wide range of products and classes, we will develop underwriting guidelines, authorities, and procedures that reflect your strengths and experience.
North America Programs is dedicated to fostering long-term partnerships with MGAs and program administrators. With a broad risk appetite and a focus on problem-solving, our goal is to collaboratively build a diverse portfolio of programs. By working closely with our partners, we leverage our combined strengths to achieve shared success and create lasting value.

Our commitment to partnerships
Partnerships are the foundation of our business. We are dedicated to expanding our network of MGAs, program administrators, and delegated authority collaborators. We focus on quality over quantity to ensure we work with the best in the industry.
Solutions for a changing business landscape
We provide solutions for a wide range of risks, from simple to complex, in today’s evolving business environment. Our current aim is to increase the number of program administrators we collaborate with, while maintaining our selective approach.
Serving both US and Canadian markets as well as a team dedicated to insurtechs
US Programs
Capabilities

Our US Programs business provides a broad perspective with insights drawn from over 25 years of experience, multiple programs, a strong balance sheet, and resources from one of the largest (re)insurance companies in the world.
Relationships with our partners are built on flexibility, with our unbundled model giving program administrators significant influence over key decisions, including claims handling, rating systems, platform choice, and more. We have the experience, expertise, and capabilities to build insurance programs in traditional areas like property, as well as newly emerging exposures and risks. Our focus is on writing in underserved niches or with partners who have outstanding expertise in a certain class or segment.
Our distribution team offers simplified access to Munich Re’s expertise, so each risk is connected to the right underwriter to maximize our solution offerings.
We deploy capacity in the admitted and non-admitted market, as well as reinsurance capabilities.
Examples of our current programs
Builders risk
Community associations
Contractors
Earthquake DIC business
Franchised auto dealers
Multi-class unsupported excess and umbrella
Municipalities with a population of 75,000 or less, including special purpose entities
Private company D&O
Sawmills, lumberyards, wood manufacturing
Schools
Self-storage facilities
Social services agencies
Transactional risk
Native American tribes
Wind-exposed commercial property
Services provided to all our programs
- Actuarial
- Captive reinsurance
- Catastrophe risk management
- Claims handling and services
- Policy management
- Product development
- Research and analysis
- Risk control oversight
- Underwriting operations

Why choose Munich Re Specialty?
Proven stability and reliability
Over 25 years of industry-leading experience in the programs insurance business.
Comprehensive coverage
A single source of coverage with unique risk and program expertise, simplifying the commercial insurance process for customers and brokers.
Innovative problem solving
Creative solutions that adapt to changing and emerging risks and evolving needs.
Broad risk appetite
Coverage for traditional and emerging programs in the specialty commercial space, including catastrophic activity, property, auto, and inland marine.
Exceptional expertise
Long-term experience within our division and access to the vast resources of the wider Munich Re Group.
Unique products and superior service
Expert underwriting, extensive industry knowledge, and fast, responsive service.
Contact our experts



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