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Binding Authorities

Our Binding Authorities team (formerly Bell & Clements) are leading experts in understanding and connecting US coverholders and brokers to flexible and innovative insurance solutions

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    Binding Authorties utilises market leading underwriting and IT expertise to provide a comprehensive solution for delegated authority and capacity management relationships.

    In addition the Binding Authorities team has significant in-house underwriting capability for various classes and individual risks falling outside of delegated authority guidelines.

    It also has a dedicated team of brokers placing business into the Lloyd’s of London marketplace.

    Our Divisions

    Delegated Authority 

    Binding Authorities placed with Great Lakes, Lloyd’s and Company Markets with the option to combine multiple markets under a single combined policy to expand the capacity

    • Commercial Property and Monoline Property
    • High Value Homes
    • Personal Lines Homeowners / Dwelling / Condo
    • Investor-Owned Property
    • Transportation
    • Earthquake
    • Flood

    In-House Underwriting

    Capacity delegated by Great Lakes Insurance SE (a wholly owned subsidiary of Munich Re), making underwriting decisions for US wholesale brokers and MGAs 

    • Commercial Property
    • Investor-Owned Property
    • High Value Homes
    • Dealers Open Lot / Garage Keeper’s Legal Liability
    • Transportation (Auto Physical Damage & Motor Truck Cargo)