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Cyber Insurance
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Cyber Insurance

Comprehensive cover for cyber risks

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    Coverage and limits
    Why work with us?
    Contact us
    Making a claim
    Matt Drinkwater
    Matt Drinkwater
    Cyber & Financial Lines Underwriting Manager

    We understand the risks your clients face, and we know how to help

    Our team of underwriters work closely with insurance brokers to offer robust cyber insurance solutions which are tailored to suit policyholders’ specific requirements.

    Coverage and limits

    We can provide coverage for a range of first party and third party risks related to cyber-attacks, offered through a robust policy with strong restorative support services.
    GBP 5m
    Capacity

    First party cover

    Coverage is provided for:

    • Cyber Response
    • Cyber Restoration
    • Cyber Expense
    • Cyber Extortion
    • Business Interruption
    Cyber Crime, including customer payment fraud, social engineering fraud, telephone hacking and theft of money, goods, property and services, can additionally be included as an extension to the core cover.

    Third party claims

    Third party claims protection is provided for:

    • Privacy & Regulatory Liability
    • Network Liability
    • Media Liability
    All of which are included as standard, and cover can be extended to include Payment Card Industry Liability.

    Target risks

    Commercial clients, across a broad range of industry classes, domiciled within the UK, Isle of Man, Jersey and Guernsey with up to GBP 200,000,000 turnover. Our target risks are:
    • Construction
    • Entertainment venues
    • Hospitality venues
    • Insurance brokers
    • Hauliers
    • Freight forwarders
    • Warehouse keepers
    • Property professionals
    • Manufacturers
    • Retailers (excl. e-commerce)

    Limited risk appetite

    • Charities
    • Educational risks
    • Certain financial institutions
    • Gaming risks
    • Governmental & public authorities
    • Legal profession
    • Certain professional service risks
    • Television
    • Retail e-commerce and online market places
    • Certain technology risks
    • Travel booking systems
    • Telecommunications

    Outside of risk appetite

    • Adult industry
    • Energy industry
    • Investment banks
    • State banks
    • Currency exchanges
    • Council or local authorities
    • Cosmetic healthcare
    • Political organisations
    • Film production / distribution
    • Technology – search engines; social networking; payment processors
    • Airlines
    • Bus operators

    Additional information

    • 24/7 integrated breach response
    • Risks are transacted electronically through our cyber e-trade platform, supported by our team of underwriters for referral risks

    Cyber e-trade portal
    • Straight-forward, broker administered quote and bind system
    • Immediate premium calculations and target premium feedback facility
    • Immediate issuance of full contract certain quotations and policy documentation
    • No requirement for statement of fact / preconditions
    Learn more
    Cyber
    © rost9 / Adobe Stock
    Download
    Cyber Insurance IPID
    PDF, 183 KB
    Download
    Cyber Claims Brochure
    PDF, 1 MB

    Why work with us?

    Expertise
    We connect you with expert-driven solutions and services for all your specialty insurance needs.
    Financial strength and stability
    Our robust financial backing, 140-year legacy, and extensive global resources give us the reach and scale to help you navigate the shifting insurance landscape.
    Dedicated partnership
    As trusted advisors, we work to understand your needs and tailor solutions to help you grow your business with confidence.

    Get in touch with us

    Insurance brokers looking for more information about our cyber insurance solution for their clients can contact their local development underwriter.
    Contact us

    Making a claim

    If you are looking to make a claim, you should contact us as soon as possible. Details on how to make cyber insurance claims can be found on our claims homepage.
    Claims

    The information provided in this content is intended for UK insurance brokers acting on behalf of their prospective or existing clients.

    Any description is for general information purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any product. Policyholders who have questions or wish to arrange or amend cover should contact their insurance broker. Insurance brokers can find details of how to contact us here.

    Any descriptions of coverage contained are meant to be general in nature and do not include nor are intended to include all of the actual terms, benefits, and limitations found in an insurance policy. The terms of any specific policy will instead govern that policy. Any guidance for UK insurance brokers is intended to provide general information only, and should not be used as a substitute for legal advice.