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Machinery Damage Insurance
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Machinery Damage Insurance

Comprehensive cover for machinery damage risks

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    Coverage and limits
    Why work with us?
    Contact us
    Making a claim
    Alan Scholes
    Alan Scholes
    Construction & Engineering Underwriting Manager

    We understand the risks your clients face, and we know how to help

    Our team of underwriters work closely with insurance brokers to offer robust machinery damage insurance solutions which are tailored to suit policyholders’ specific requirements.

    Coverage and limits

    We can provide sudden and unforeseen damage coverage for fixed equipment.
    GBP 5m
    Capacity (higher limit solutions may be available upon enquiry)

    Target risks

    Wide ranging appetite for UK domiciled companies of all sizes from small/micro to large/corporate, who own lifting, pressure, mechanical or electrical equipment and require cover for sudden and unforeseen damage and breakdown.

    • Lifting equipment such as elevators, lifts and platform lifts
    • Pressure plant such as boilers, pressure vessels
    • Mechanical and electrical equipment such as pumps and fans and refrigeration equipment 

    Limited risk appetite

    • Power presses
    • Printing machinery
    • CNC machinery
    • Injection moulding 

    Outside of risk appetite

    • Business Interruption
    • Production lines
    • Prototype’s
    • Equipment that is no longer in production
    • Equipment that is older than 15 years
    • Statutory Inspection
    Download
    Machinery Damage Insurance IPID
    PDF, 140 KB
    Download
    Machinery Loss of Profits Insurance IPID
    PDF, 141 KB

    Why work with us?

    Expertise
    We connect you with expert-driven solutions and services for all your specialty insurance needs.
    Financial strength and stability
    Our robust financial backing, 140-year legacy, and extensive global resources give us the reach and scale to help you navigate the shifting insurance landscape.
    Dedicated partnership
    As trusted advisors, we work to understand your needs and tailor solutions to help you grow your business with confidence.

    Get in touch with us

    Insurance brokers looking for more information about our machinery damage insurance solution for their clients can contact their local development underwriter.
    Contact us

    Making a claim

    If you are looking to make a claim, you should contact us as soon as possible. Details on how to make machinery damage insurance claims can be found on our claims homepage.
    Claims

    The information provided in this content is intended for UK insurance brokers acting on behalf of their prospective or existing clients.

    Any description is for general information purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any product. Policyholders who have questions or wish to arrange or amend cover should contact their insurance broker. Insurance brokers can find details of how to contact us here.

    Any descriptions of coverage contained are meant to be general in nature and do not include nor are intended to include all of the actual terms, benefits, and limitations found in an insurance policy. The terms of any specific policy will instead govern that policy. Any guidance for UK insurance brokers is intended to provide general information only, and should not be used as a substitute for legal advice.