Property Insurance
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Direct and Facultative
What can we consider?
- Real Estate
- Transport
- Telecommunications and technology
- Food and Drink
- Healthcare
- Manufacturing
- Metal Smelting
- Pulp and Paper
- Hard Rock Mining
Our risk profile appetite
We are happy to discuss your International client requirements based on their location. Risk profiles we can consider include, but are not limited to property damage exposures for:
- All Risks including Natural Catastrophe
- Stand Alone Natural Catastrophe
- Business Interruption
- Machinery Breakdown
Underwriting limits
Offering up to USD 20m of capacity for non-natural catastrophe cover, limited to USD 5m for critical catastrophe zones.
Delegated Authority
Our Delegated Authority property team offer a tailored solution for property binders that have been running for at least five years with a proven profitable history, for Coverholders who are looking for a trusted partner with a global presence.
Where we can consider cover?
We are happy to understand the requirements and needs of property binders in the UK, Europe, Canada, US and Australia.
What we can cover?
Risk profiles we can consider include, but are not limited to:
For the UK market
- Commercial properties
- Residential and commercial property owners
- Non-standard commercial (e.g. unoccupied, non-standard construction)
- Mid Net Worth (MNW) and High Net Worth (HNW) household
- Non-standard household (e.g. unoccupied homes, let properties, UK and overseas holiday homes, and properties of non-standard construction)
- Affinity / niche / specialist property schemes
For the US and International market
- Commercial properties
- Residential and commercial strata
- Non-standard commercial (e.g. unoccupied, non-standard construction)
- High Value Home (HVH)
- Household
Underwriting Criteria
Our appetite is open for established property binders that have been running for at least 5 years and can show a profitable history during this time.
Claims
Our claims specialists are here to help with your queries.
Please note: If you’re the policyholder and have bound cover through an insurance broker, please contact your broker to lodge a claim on your behalf.