The best protection against the impacts of climate change is reliable forecasting
© [M] Munich Re [P1] gilaxia / Getty Images

The best protection against the impacts of climate change is reliable forecasting

Base your decisions on reliable climate risk data from Munich Re.

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    Climate change is no longer just a future challenge – it is already a reality today. Increasingly frequent storms, floods, heatwaves and droughts threaten not only human lives but also critical infrastructure and public services.

    In particular, municipalities and public institutions must act now to ensure the safety and resilience of their regions and communities in the long term.

    According to a study by Munich Re NatCat Service, damage from climate-related natural disasters has increased by 365% over the past four decades. Governments worldwide are required to invest in protective measures effectively and enhance their ability to withstand climate risks through well-informed decisions.

    Location Risk Intelligence from Munich Re offers you the opportunity to base your risk strategy on solid data – with a solution that transparently presents more than 80 climate risk drivers as well as their current and future developments in various scenarios. This allows you to assess risks, set priorities, and allocate your resources effectively.

    Extreme weather events are becoming more and more likely, and can also affect your region and infrastructure

    Extreme weather events are becoming more and more likely, and can also affect your region and infrastructure

    The likelihood of extreme weather events has increased significantly. Make sure that your protective measures keep pace. Talk to our experts today.

    RMP two Screens Extratropical Storm and Annual Max Temperature

    Climate change – what to do? Turn the five biggest challenges into five key milestones in climate protection for your community or organisation

    Climate change challenges the public sector: infrastructures are increasingly at risk, disaster preparedness has to become significantly more efficient, as past examples repeatedly show, and vulnerable groups need special attention. At the same time, sustainable investment decisions are required to make communities resilient despite limited budgets.

    Location Risk Intelligence from Munich Re and its editions support you in mastering these five key challenges successfully. From analysing critical infrastructure to realistic disaster scenarios and financial risk assessments – based on solid data and forecasts, enabling you to plan ahead and act effectively.

    Many critical infrastructures – such as bridges, roads, energy and water supply systems, as well as hospitals and schools – were built for past climatic conditions. Extreme weather events such as heatwaves, floods or storms are increasingly damaging these structures, thereby endangering not only their function but also the safety of citizens.

    How protect your infrastructure:

    • For risk managers: Create detailed analyses of 100+ climate risks to identify critical vulnerabilities based on scientifically validated data and develop appropriate countermeasures.
    • For planners: Use SSP projection models to determine projected socio-economic global changes up to the year 2100, and derive sustainable adaptation measures for your projects.
    • For decision-makers: Evaluate the most effective protective measures for your infrastructure by considering both public interests and the financial impact of climate change.

    Natural disasters require swift and precise action. A lack of risk analyses and insufficient preparation can lead to severe damage.

    How you can secure your ability to act:

    • For risk managers: Simulate various disaster scenarios based on different future projection models to create realistic emergency plans and close critical gaps in crisis preparedness in good time.
    • For authorities: Create interactive maps with potential hazard zones to effectively plan evacuation routes and shelters.
    • For decision-makers: Assess the impacts of potential disasters under different climate scenarios and develop suitable, financially viable strategies based on scientifically validated data to protect the population and minimise economic losses.

    Healthcare services, electricity, and water networks are essential for public life. Extreme weather events can severely disrupt or halt these services – significantly worsening the crisis situation.

    How you ensure public services even during extreme weather events:

    • For infrastructure planners: Identify critical supply networks at risk from floods or storms, and develop targeted measures to maintain supply.
    • For risk managers: Analyse potential failure scenarios – using risk scores for specific areas or through projection models – to derive suitable countermeasures and enhance the resilience of your supply systems.
    • For emergency managers: Develop precise crisis plans for your area of responsibility – based on realistic, data-driven future scenarios – to respond quickly and efficiently to disruptions in the event of an emergency.

    Sustainable investments require a clear assessment of the long-term financial impacts of climate change.

    How to safeguard your investments:

    • For investment managers: Create well-founded analyses of the financial impacts of climate change on your investments using Climate Financial Impact Edition – for sustainable and future-proof decisions.
    • For financial planners: Simulate the development of potential damage and the resulting investment needs for protective measures up to 2100, so that you can use your strategic budgets effectively and efficiently.
    • For decision-makers: Make fact-based investment decisions that comprehensively consider both cost-benefit aspects and reliable risk forecasts.

    Elderly people, children, and individuals with health impairments are particularly affected by the consequences of heatwaves, floods, or storms. Municipal decision-makers must therefore develop measures to protect these groups specifically.

    How you protect the population:

    • For health authorities: Locate at-risk areas using digital, hazard-specific risk maps and detailed climate risk assessments, which you can determine and assess for each of your sites with the Natural Hazards or Climate Change Edition, to develop targeted protective measures.
    • For emergency planners: Develop emergency plans for your area of responsibility, based on scientific future projections that consider the impacts of climate change up to the year 2100, so that you can ensure supplies to the population in risk areas.
    • For municipal authorities: Develop preventive measures – such as securing access to health systems after extreme weather events or evacuating people from risk areas – and inform the population about potential risks in good time.

    Your advantages with Location Risk Intelligence

    Make decisions based on scientifically validated data

    Location Risk Intelligence incorporates over 140 years of experience in analysing natural hazards and climate risks. This experience forms the basis for reliable analyses and assessments on which you can base your decisions.

    Benefit from global coverage and detailed local data

    From individual municipalities to national infrastructure projects. The analyses and assessments you create with Location Risk Intelligence provide you with precise insights into regional and supra-regional climate risks.

    Invest in protective measures that will still be effective in 2100

    Simulate the impacts of climate change on your region and your infrastructure up to the year 2100 based on recognised IPCC climate scenarios, enabling you to implement suitable measures to protect your population, your infrastructure or your organisation.

    Make your responsibilities truly stormproof and weather-resilient

    Be prepared for climate impacts, as all areas of government responsibility from budget forecasting and monetary policy to town planning, regulatory work, public safety and infrastructure are impacted by climate change.

    Safety first – especially when it is your duty to represent the public interest. Talk to our experts today.

    The strength of Munich Re’s solution for locational intelligence was a key reason for its top 3 placing in our inaugural ClimateRisk50 ranking. Also important was its ability to provide applications and solutions to suit a variety of industry sectors, including insurance, banking, real estate and manufacturing.
    Sid Dash
    Chief Researcher at Chartis
    Chartis
    Woman iMac Reporting
    © [M] Munich Re [P1] katleho Seisa / Getty Images

    How Location Risk Intelligence with its editions supports your daily administrative operations

    The modular SaaS solution, with its various editions, helps you to incorporate climate-related impacts into your strategic decisions and ensure that natural disasters, climate change and their consequences are adequately taken into account.

    By entering individual locations or uploading entire portfolios into Location Risk Intelligence, you can easily analyse, visualise, compare and document natural hazards and climate risks, and create meaningful reports. Location Risk Intelligence not only allows you to identify current and future climate risks, but also to assess the financial impact of climate change. This enables you to take strategic action to ensure the long-term security of your community or organisation.

    This edition will help you, as a responsible party, not only to understand the exposure of your citizens, infrastructure, or organisation to current physical risks, but above all to analyse and assess the physical risks associated with climate change under various future scenarios. In short: it is ideal for presenting complex risks in a clear and comprehensible manner.

    This edition considers both acute and chronic climate risks and provides information on 13 climate hazard scores. Unlike Natural Hazards Edition, risk values are calculated not only on the basis of past events, but also include projected changes in the intensity and frequency of future events under different climate scenarios.

    This edition enables you to conduct detailed climate risk analyses using the most comprehensive data.

    Climate Change Expert Module provides you with a wide range of climate metrics, allowing you to assess how climate change will impact your risk evaluation, investments, and decision-making in every detail—so you can make the necessary adjustments.

    In addition to the Climate Stress Indices from Climate Change Edition, which offer a broad overview of key climate risks (too hot, too cold, too wet, too dry…), this module provides over 1,000 climate scores, allowing you to understand the effects of climate risks from every perspective. These datasets allow you to analyse local and sector-specific climate factors such as wind, water, temperature and fire-weather risks in greater detail—helping you to make well-informed, future-proof decisions.

    This is the optimal solution if you want to reliably quantify the financial impacts of physical climate risks for the purpose of identifying potential damage and investment requirements at an early stage.

    Based on one of the world’s most comprehensive natural disaster databases and hazard modelling under various climate scenarios, this edition provides detailed information on physical risk exposure and the expected financial impacts of climate change (Climate Expected Loss) for all locations – worldwide.

    Act now and protect your population, your infrastructure or your organisation

    With Location Risk Intelligence from Munich Re, you can prepare in time for challenges, strengthen public safety and incorporate climate risks into well-informed decisions. And if you only need risk assessments or reports occasionally, you can simply use the on-demand version.