HIV – from fatal to chronic disease
Expanding insurability
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Evidence-based risk assessment for HIV
However, this positive development is not yet reflected in the insurance world. Despite good treatment options, people living with HIV are still excluded from certain insurance solutions, such as occupational disability insurance.
Therefore, a revision of HIV underwriting guidelines is absolutely necessary. And that's what we have done.
For the first time, MIRA enables evidence-based risk assessment for people living with HIV for all product lines.
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MIRA now enables our clients to conduct evidence-based risk assessments for all Life insurance coverages for people living with HIV. Through our collaboration with "The Danish Cohort Study", we have access to one of the world's most comprehensive and well-documented HIV registries and can provide in-depth life insurance-specific analysis to extend insurability.
Dr. Alban Senn
Chief Medical Officer, Head of Medical Research and Development
Setting standards with MIRA
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We anticipate future regulations and push the boundaries of insurability for HIV and other chronic diseases. In doing so, we proactively set standards in risk assessment and prove our commitment to a more inclusive and responsible society.
Matthew Bone
Head of Underwriting and Claims
UK Life Branch
The aim of our review is to offer our clients more than portfolio protection. We also want to help them strengthen their corporate social responsibility.
Javier Gracia San Roman
Chief Medical Officer
Southern Europe and Latin America
Your benefits
Protect your portfolio
Assume corporate social responsibility
Proactively anticipate upcoming regulations
Conduct risk assessment as with other chronic diseases
Downloads
Contact our experts
Europe
4
Contact
Dr. Alban Senn
Chief Medical Officer, Head of Medical Research & Development
Prof. Dr. Mathias Orban
Senior Medical Consultant
Dr. Anne Zutavern
Medical Consultant
Simon Werner
Head of Underwriting Life & Health
Continental Europe (w/o Iberia, Italy, Malta) and Israel
Southern Europe and Latin America
1
Contact
Dr. Javier Gracia San Román
Chief Medical Officer
UK
1
Contact
Matthew Bone
Head of Underwriting and Claims
USA/Canada
2
Contact
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Dr. Gina Guzman
Vice President & Chief Medical Director
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Dr. Tim Meagher
Vice President & Medical Director
