
Prevention
Addressing the root causes of mortality and morbidity
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A strategic shift from settling claims to improving lives can have a lasting impact on policyholders and society. By prioritizing prevention and leveraging data-driven insights, insurers reach a wider audience and enhance health literacy among policyholders, transforming the industry towards proactive health management.
Munich Re's Life Science Report provides a comprehensive guide to assessing both the promises and pitfalls of emerging medical trends and risks, helping life and health insurers to better navigate this environment of changing mortality and morbidity. The report examines the topics of Artificial Intelligence in Healthcare, Improving Cancer Outcomes, Prevention, Obesity and Climate Change.
Prevention – Key Facts
Effective prevention strategies require a deep understanding of policyholders' unique characteristics, risk factors and health trends.
Insurers should prioritize primary prevention and focus on high-risk areas including cardiovascular disease, cancer, and mental health, while also addressing key lifestyle factors that contribute to these conditions.
Tailored risk profiles can help create targeted interventions to address individual policyholders' needs.
Digital solutions enable to scale prevention efforts, reach a wider audience, and streamline healthcare journeys.
Prevention
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