![Evidence for good Evidence for good](/content/dam/munichre/mrm/key-visuals-com-142/Header-Hero-Img-Cropped.jpg/_jcr_content/renditions/cropped.3_to_1.jpg./cropped.3_to_1.jpg)
Evidence for good
Turning medical research into actionable insights for Life & Health insurance.
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Medical expertise to protect portfolios and improve wellbeing of policyholders
Translating the latest data and trends
Insights on data and trends
Identifying breakthroughs to guide development and investment
Insights on breakthrough solutions
Assuring and expanding insurability while balancing risk
Insights on expanding insurability
Meet our global medical experts
North America
3
![Gina Guzman Gina Guzman](/content/dam/munichre/global/images/staff-and-events-(data-protection-relevant)/Gina%20Guzman.jpg/_jcr_content/renditions/original./Gina%20Guzman.jpg)
Dr. Gina Guzman
Vice President & Chief Medical Officer
![Timothy Meagher Timothy Meagher](/content/dam/munichre/contentlounge/website-pieces/experts/Tim-Meagher.jpg/_jcr_content/renditions/original.image_file.120.120.file/Tim-Meagher.jpg)
Dr. Tim Meagher MD, FRCPC, FACP
Vice President & Medical Director
![Bradley Heltemes Bradley Heltemes](/content/dam/munichre/global/images/staff-and-events-(data-protection-relevant)/Brad%20Heltemes.jpg/_jcr_content/renditions/original./Brad%20Heltemes.jpg)
Dr. Bradley Heltemes
Vice President & Medical Director of R&D
Europe & Latin America
2
![Alban Senn Alban Senn](/content/dam/munichre/contentlounge/website-pieces/experts/Senn_Alban.jpg/_jcr_content/renditions/original./Senn_Alban.jpg)
Dr. Alban Senn
Chief Medical Officer, Head of Medical Research & Development
![Javier Gracia San Román Javier Gracia San Román](/content/dam/munichre/contentlounge/website-pieces/experts/Javier-Gracia-San-Roman.png/_jcr_content/renditions/original.image_file.120.120.file/Javier-Gracia-San-Roman.png)
Dr. Javier Gracia San Román
Chief Medical Officer
Southern Europe and Latin America
Asia Pacific, Middle East & Africa
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![Andreas Armuss Andreas Armuss](/content/dam/munichre/contentlounge/website-pieces/experts/Armuss_Andreas.jpg/_jcr_content/renditions/original./Armuss_Andreas.jpg)
Dr. Andreas Armuss
Chief Medical Officer
![Matthew Paul Matthew Paul](/content/dam/munichre/contentlounge/website-pieces/experts/Matthew-Paul.png/_jcr_content/renditions/original./Matthew-Paul.png)
Dr. Matthew Paul
Chief Medical Officer
![Hao Liu Hao Liu](/content/dam/munichre/contentlounge/website-pieces/experts/Hao-Liu.png/_jcr_content/renditions/original./Hao-Liu.png)
Dr. Hao Liu
Chief Medical Proposition Officer