Evidence for good

Turning medical research into actionable insights for Life & Health insurance.

Medical expertise to protect portfolios and improve wellbeing of policyholders

Munich Re's team of global medical experts provides our clients with up-to-date information and advice, including deep regional knowledge and perspective, to address the critical needs of individuals while pricing risk sustainably.

Translating the latest data and trends

As the pace of medical advancement quickens, it’s vital that insurance companies keep up. Across key areas like cardiovascular health, cancer mortality, and mental health, our global medical experts identify and synthesize the latest and most impactful sources of data. That’s how we support evidence-based decisions for our clients and better outcomes for policyholders.

Insights on data and trends

North America

The promise and potential concerns of new obesity drugs

North America

Heart month – Could obesity drugs reduce heart disease?

North America

Evaluating cutting-edge cancer treatment technologies

Evaluating emerging cancer screening technologies

Europe/Latin America

Making key trends business-relevant to life and health insurance stakeholders

Europe/Latin America

A blueprint calculation model for COVID-19’s impact on disability insurance

Asia Pacific

Outcome-Based Critical Illness: the “benefits race” is not sustainable. Is there an alternative solution?

PDF, 797 KB

Identifying breakthroughs to guide development and investment

In a market flooded with innovation, it can be difficult to determine where to funnel resources for maximum benefit. Our medical experts gauge the efficiency and impact of established and emerging solutions, advising on where best to focus further investment and development. The result is evidence-based solutions and insight for our clients, and improved quality of life for policyholders.

Insights on breakthrough solutions

Early detection tests that put insurers on the forefront of cancer prevention

Using electronic health records to facilitate superior risk assessment

Europe/Latin America

Calculating the potential impact of “Right to be forgotten” legislation

Southern Europe/Latin America

Co-developed dynamic life insurance product rewarding improved life and health habits

Asia Pacific

AI in Healthcare: Artificial Intelligence’s pervasiveness into clinical medicine and its impact on insurance business

PDF, 562 KB

Assuring and expanding insurability while balancing risk

Our medical experts recommend ways to assure and expand insurability – even to those previously considered uninsurable –while protecting portfolios. As medical advancements and societal shifts alter the risk landscape, our team of experts conduct rigorous analysis, following the evidence to find new solutions for assessment. By strengthening protection for our clients and their policyholders, we support a healthier, more vibrant society.

Insights on expanding insurability

North America

Eligible insured numbers increased by updating HIV underwriting guidelines

Europe/Latin America

From fatal to chronic disease: expanding insurability for people living with HIV

Europe/Latin America

Reassessing our underwriting manual based on declining cancer mortality

Europe/Latin America and Australia

A holistic solution for risk-adequate assessment: Mental Health Calculator

Asia Pacific

Munich Re Risk Score: physical activity as an underwriting variable in life and health insurance

PDF, 591 KB

Meet our global medical experts

Get to know some of our leading global medical experts, who apply their clinical and epidemiological experience to the insurance realm. Their ongoing guidance and unparalleled insight set Munich Re’s Life and Health solutions apart.