HSB Construction Insurance | Contractors' Plant Insurance

HSB Contractors' Plant Insurance

E-Trade Product

Brokers/Agents: Access via HSB Fast Track or Acturis

Question? Get in touch. Construction trends report

Focused on minimising the disruption to commercial/residential construction projects, we can provide comprehensive cover for owned and hired-in contractors' plant.

HSB Contactors' Plant Insurance: Features

Cover is available on a specified or blanket basis for owned plant
Owned plant insurance on a reinstatement (new for old) basis up to 24 months old
Legal liability cover for hired-in plant under the terms of the hire agreement
Cover for plant whilst hired out

Why buy construction insurance from HSB?

Our underwriters and risk engineers have extensive experience in providing construction insurance and are recognised as experts in this field. Drawing on our vast expertise in the construction sector, we are able to provide insurance products to meet the insurable risks of a specific project:

Policy wordings specifically designed with contractors, property developers and construction plant owners in mind
Extensive underwriting expertise of construction projects
Specialist engineering knowledge of plant and machinery
Cover available across the UK and Ireland
Access to experienced in-house construction loss control risk engineers
An established, responsive E-Trade Team for underwriting referrals, general e-trade support and enquiries
A dedicated, customer-focused in-house claims team with specialist knowledge of the construction industry

Leading specialist provider of engineering and technology insurance and inspection services in the UK and Ireland
UK-based arm of HSB Group, the equipment breakdown insurance and inspection market leader since 1866
Part of Munich Re, a world leader in risk solutions, consistent risk management and financial stability
Financially strong and stable – rated A++ (Superior) by A.M. Best Company
A member of the Institute of Customer Service, demonstrating our commitment to continually improving customer service performance and professionalism

HSB is committed to providing a superior customer experience through our specialist claims service

HSB Claims Team

Claims examples

Example Losses:

HSB Construction Insurance in action

Theft of trailers and tools

£10,000

Claim

A gardening company fell victim to theft when two of their trailers, and a large number of their tools, were stolen from a locked container.

Accidental damage to a hired-in surveying station

£3,201

Claim

A construction company's hired-in surveying manual total station blew over in the wind, sustaining damage to both the handle and control panel.

Theft of a hired-in digger

£8,000

Claim

A construction company's hired-in digger, secured with a sensor alarm, CCTV and Heras fencing, was stolen by thieves.

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Related insights

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UK and Ireland 2024 construction trends

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HSB Knowledge Squad Podcast

2024 UK construction trends

HSB's John Nicholls - Construction Product Leader, and Jason Meadows - Regional Development Manager, look at five key trends influencing the UK construction market, and how those trends are impacting construction insurance risks.

Stream via: Apple Music | Spotify | YouTube | YouTube Music | Web browser

Listen now