UK and Ireland
HSB Construction Insurance | Contractors' Plant Insurance
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HSB Contractors' Plant Insurance

E-Trade Product

Brokers/Agents: Access via HSB Fast Track or Acturis

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    Introduction

    Focused on minimising the disruption to commercial/residential construction projects, we can provide comprehensive cover for owned and hired-in contractors' plant.

    © Getty Images/Antonio Hugo/xsw
    2025 construction trends: UK & Ireland - Download our industry reports
    Explore key trends that are reshaping the future of their respective construction markets
    HSB Contactors' Plant Insurance: Features
    • Cover is available on a specified or blanket basis for owned plant
    • Owned plant insurance on a reinstatement (new for old) basis up to 24 months old
    • Legal liability cover for hired-in plant under the terms of the hire agreement
    • Cover for plant whilst hired out
    HSB Knowledge Squad Podcast
    Construction theft: contractors' small tools and equipment

    HSB's John Nicholls, Construction Product Leader, and Jamie Talbot, Underwriting Manager, explore the rising impact of small tools and equipment theft in the construction industry, how they affect construction customers’ bottom line and, what preventative measures and industry best practices they can take or follow to mitigate the risk of theft.

    Stream via: Apple Music | Spotify | YouTube | YouTube Music | Web browser

    Listen now
    Circular saw
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    Industry reports
    2025 construction trends: UK & Ireland
    Explore key trends that are reshaping the future of the UK and Ireland's construction markets, and how those trends are impacting construction insurance risks.
    UK report Ireland report
    Modern buildings
    © Getty Images/Antonio Hugo/xsw
    We're proud to support:
    Agriculture and Construction Equipment (ACE), and The National Construction and Agricultural Theft Team (NCATT); specialist police units targeting equipment theft from agricultural and construction sites.
    ACE NCATT
    Construction plant and equipment
    © Getty Images/Michael H

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    Why buy construction insurance from HSB?

    Our underwriters and risk engineers have extensive experience in providing construction insurance and are recognised as experts in this field. Drawing on our vast expertise in the construction sector, we are able to provide insurance products to meet the insurable risks of a specific project:
    • Policy wordings specifically designed with contractors, property developers and construction plant owners in mind
    • Extensive underwriting expertise of construction projects
    • Specialist engineering knowledge of plant and machinery
    • Cover available across the UK and Ireland
    • Access to experienced in-house construction loss control risk engineers
    • An established, responsive E-Trade Team for underwriting referrals, general e-trade support and enquiries
    • A dedicated, customer-focused in-house claims team with specialist knowledge of the construction industry
    • Leading specialist provider of engineering and technology insurance and inspection services in the UK and Ireland
    • UK-based arm of HSB Group, the equipment breakdown insurance and inspection market leader since 1866
    • Part of Munich Re, a world leader in risk solutions, consistent risk management and financial stability
    • Financially strong and stable – rated A++ (Superior) by A.M. Best Company
    • A member of the Institute of Customer Service, demonstrating our commitment to continually improving customer service performance and professionalism
    HSB is committed to providing a superior customer experience through our specialist claims service
    HSB Claims Team

    Claims examples

    HSB Construction Insurance in action

    £10,000
    Claim
    A gardening company fell victim to theft when two of their trailers, and a large number of their tools, were stolen from a locked container.
    £3,201
    Claim
    A construction company's hired-in surveying manual total station blew over in the wind, sustaining damage to both the handle and control panel.
    £8,000
    Claim
    A construction company's hired-in digger, secured with a sensor alarm, CCTV and Heras fencing, was stolen by thieves.

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