HSB Annual Construction Insurance
E-Trade Product
Brokers/Agents: Trade via HSB Fast Track or Acturis
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Introduction
Focused on minimising the disruption to commercial/residential construction projects, we can provide comprehensive, annually-renewable cover for construction, buildings and civil engineering contract works.
Optionally, we can also provide cover for owned and hired-in contractors’ plant as well as employees' tools and personal effects.
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HSB Annual Construction Insurance: Features
- Materials from the commencement of loading for despatch to site (including transit and incidental storage)
- Contract works during the construction period (including automatic continuation of cover for ongoing contracts that increase in contract price; up to 125% of the sum insured)
- Maintenance and defective design
- Free issue materials where these are included in the declared values
Why buy construction insurance from HSB?
- Policy wordings specifically designed with contractors, property developers and construction plant owners in mind
- Extensive underwriting expertise of construction projects
- Specialist engineering knowledge of plant and machinery
- Cover available across the UK and Ireland
- Access to experienced in-house construction loss control risk engineers
- An established, responsive E-Trade Team for underwriting referrals, general e-trade support and enquiries
- A dedicated, customer-focused in-house claims team with specialist knowledge of the construction industry
- Leading specialist provider of engineering and technology insurance and inspection services in the UK and Ireland
- UK-based arm of HSB Group, the equipment breakdown insurance and inspection market leader since 1866
- Part of Munich Re, a world leader in risk solutions, consistent risk management and financial stability
- Financially strong and stable – rated A++ (Superior) by A.M. Best Company
- A member of the Institute of Customer Service, demonstrating our commitment to continually improving customer service performance and professionalism
HSB is committed to providing a superior customer experience through our specialist claims service
HSB Claims Team
Claims examples
Example Losses:
HSB Construction Insurance in action
Fire damage to a bulldozer
£48,001
Claim
Theft of a dumper
£11,500
Claim
Accidental damage to a hired-in dumper
£19,000
Claim
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