UK and Ireland
HSB Construction Insurance: Our comprehensive range of insurance policies can cover all aspects of commercial/residential construction projects.
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Construction Insurance

Providing risk solutions for the construction industry, with a range of insurance policies available to mitigate risks across the UK and Ireland

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    All construction, erection and installation work contain an element of risk, whether created by the nature of the work to be carried out, by the contractual liability or by the perils of the location in which the works take place.

    Our response

    HSB Construction Insurance

    Our policies are specifically designed with the construction industry in mind, focused on minimising the disruption to commercial construction/residential construction projects across the UK and Ireland. From contractors’ plant and contract works to machinery movement and installation.

    As a leading construction insurance provider, risks such as third-party liability, delays in construction project start-up and completion, commissioning and testing of machinery, and owned and hired-in plant can all be insured via our elements of cover.

    Broker/agent trading options

    E-trade
    Non e-trade
    Delegated authority/reinsurance solutions
    HSB Knowledge Squad Podcast
    Construction theft: contractors' small tools and equipment

    HSB's John Nicholls, Construction Product Leader, and Jamie Talbot, Underwriting Manager, explore the rising impact of small tools and equipment theft in the construction industry, how they affect construction customers’ bottom line and, what preventative measures and industry best practices they can take or follow to mitigate the risk of theft.

    Stream via: Apple Music | Spotify | YouTube | YouTube Music | Web browser

    Listen now
    Circular saw
    © Getty Images/vm
    HSB Knowledge Squad Podcast
    2024 UK construction trends

    HSB's John Nicholls - Construction Product Leader, and Jason Meadows - Strategic Account Manager, look at five key trends influencing the UK construction market, and how those trends are impacting construction insurance risks.

    Stream via: Apple Music | Spotify | YouTube | YouTube Music | Web browser

    Listen now
    Woman listening to a podcast
    © Getty Images/Krisanapong Ddetraphiphat
    Industry reports
    2024 UK & Ireland construction trends
    Our reports explore five key trends influencing construction markets.
    UK Ireland
    Modern buildings
    © Getty Images/aaaaimages/Krisanapong Detraphiphat
    We're proud to support:
    Agriculture and Construction Equipment (ACE), and The National Construction and Agricultural Theft Team (NCATT); specialist police units targeting equipment theft from agricultural and construction sites.
    ACE NCATT
    Construction plant and equipment
    © Getty Images/Michael H

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    Why buy construction insurance from HSB?

    Our underwriters and risk engineers have extensive experience in the construction sector and are recognised as experts in this field. Drawing on our vast expertise in the sector as a construction insurer, we are able to provide construction insurance policies to meet the insurable risks of a specific project.
    • Policy wordings specifically designed with construction companies, contractors/sub-contractors, property builders and developers, and construction plant owners in mind
    • Extensive underwriting expertise
    • Specialist engineering knowledge of plant and machinery
    • Insurance covers available across the UK and Ireland
    • Access to experienced in-house construction loss control risk engineers
    • An established, responsive E-Trade Team for e-trade product underwriting referrals, general e-trade support and enquiries
    • Access to claims handlers and loss adjusters with specialist knowledge of the construction industry
    • Leading specialist provider of engineering and technology insurance and inspection services in the UK and Ireland
    • UK-based arm of HSB Group, the equipment breakdown insurance and inspection market leader since 1866
    • Part of Munich Re, a world leader in risk solutions, consistent risk management and financial stability
    • Financially strong and stable – rated A++ (Superior) by A.M. Best Company
    • A member of the Institute of Customer Service, demonstrating our commitment to continually improving customer service performance and professionalism