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Do I need personal cyber insurance and is it worth it?
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Simply put, if you use a computer, smartphone, or a connected device, store data electronically or access it online, or use online banking, this coverage is for you.
Important factors to keep in mind when considering cyber insurance
Your personal information is valuable
Cyber criminals buy and sell personal information on the dark web for profit, with the aim to commit fraud.
Antivirus software is still vulnerable
Even with antivirus software, you could still be vulnerable to computer attacks as new viruses continue to emerge.
Specialized coverage that isn't found in typical policies
Typical personal lines policies do not cover losses caused by these cyber threats.
Cyber insurance is an affordable coverage
Home Cyber Protection is a comprehensive insurance product and costs as low as a few cents a day.