Company Overview

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    HSB is your strategic partner.

    HSB, part of Munich Re, is a leading global specialty insurer and provider of inspection, engineering and technology services that set the standard for excellence worldwide. Our constantly evolving offerings lead the market in cyber, equipment breakdown, renewable energy, IoT technology services, engineering based risk management and inspection services.

    Specialty insurance
    HSB offers a wide range of specialty insurance products through leading commercial and personal property and casualty insurance companies, as well as through brokers serving commercial and personal lines policyholders. 


    Inspection, engineering and technology
    Managing risk and preventing loss takes more than insurance. HSB’s proven expertise in engineering and our constantly expanding and evolving set of technology-enhanced services enable clients to stay ahead of risk, protect their property and maintain a competitive edge.

    HSB provide jurisdictional inspections in accordance with provincial code provinces along with policy-driven inspection services across Canada.

    As part of Munich Re, HSB Canada – itself carrying an A++ (Superior) rating from A.M. Best – has the backing of one of the world’s most experienced and stable insurance and reinsurance companies. With shared values and complementary skill sets and offerings, we have the ability to leverage a global knowledge base to develop and deliver innovative, forward-thinking risk solutions. We are showing our clients NOT IF, BUT HOW to manage risk in a complex and evolving world.

    Thanks to Canada's largest in-house insurance team of engineers, inspectors and technical personnel, the HSB Canada difference is grounded in extensive technical understanding, developed over more than a century of partnership with HSB Group and enhanced by Munich Re. We have a well-deserved reputation for fair, prompt claims service, efficient underwriting, quick quote turnaround and being easy to work with. Our longstanding focus on excellence, dependability and collaboration has earned us a reputation for understanding the challenges facing our customers and delivering superior risk solutions and coverage that our clients can count on.

    For more than 150 years, we’ve been setting the standard in specialty insurance and engineering. Today, we’re accelerating to become better than ever.

    Broad based industrial and commercial service

    We are a leader in the specialized underwriting and technical expertise required for insuring equipment. HSB has the broadest base of policy holders in the Boiler & Machinery Insurance market. We are the most knowledgeable source to assess and analyze equipment exposures.

    Our technical expertise is unsurpassed.

    HSB has expertise for risk assessment, the prevention and containment of loss, and claim settlement which is unsurpassed in the Canadian insurance industry.

    HSB has systems which provide our customers with meaningful information and reliable transaction processing while giving us the tools to manage cost-effectively.

    Our people are highly skilled, experienced professionals who have the training, authority and motivation to make significant contributions to the reduction of risk for our clients.