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Miscellaneous Professional Liability Insurance
Insurance to protect professional service providers from liability lawsuits
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Specialty liability coverage for small businesses that provide professional services
Miscellaneous Professional Liability Insurance
Affordable and easy to add
HSB’s miscellaneous professional liability (MPL) insurance provides comprehensive coverage at affordable premiums for small businesses. It can be easily added as an endorsement or coverage part of another underlying policy.
Comprehensive coverage
This insurance program covers settlement and defense costs from a wide range of claims and lawsuits that allege negligence, errors and omissions, misstatements, or misleading statements in performing or failing to perform professional services for a fee.
What a loss can cost
$12,200
Marketing consultant
An online retailer with declining sales hires a marketing consultant to offer guidance on how to grow revenue. After the retailer implements the consultant's plan, its sales plummet. The retailer closes and files a lawsuit alleging negligence against the consultant, who incurs costs for defense and settlement.
$13,310
Travel agent
A family hires a travel agent to plan their family reunion. The agent mistakenly books the flights on the wrong day, resulting in rebooking fees. The family demands reimbursement for the error.
$13,700
Photographer
A photographer is hired by an industry trade association to take photos of a convention. The photographer arrives late and later loses the camera and all backup memory. The trade association demands reimbursement for costs and fees paid.
Why trust HSB for miscellaneous professional liability insurance
15
Years
HSB has been protecting professional service providers from lawsuits for nearly 15 years.
100+
Eligible classes
HSB’s MPL coverage is available to over 100 eligible classes of business.
A++
Rated
HSB is rated A++ (Superior) by A.M. Best Company, the largest credit rating agency in the world specializing in the insurance industry.