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Crisis Care Insurance

Incident recovery for work-related crises

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Recovery guidance for traumatic workplace incidents

Work-related crisis incidents are on the rise. When someone threatens or commits physical violence with a weapon at a workplace, during a company event, or directed at an employee due to their relationship with the company, those incidents can have lasting and devastating effects on the people and the company. That’s when HSB Crisis Care is needed.

Crisis Care from HSB

When a crisis incident occurs, businesses may need to temporarily close their offices or plants, lose revenue, and suffer higher turnover and lower morale. But with HSB Crisis Care, those businesses and the people involved can access the resources they need to recover and heal, helping to alleviate the adverse effects of the crisis.

Covered incidents

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Work-related incidents covered under Crisis Care include any (1) act or threat of physical violence involving a weapon (including nonfunctional copies of weapons or items that are facsimiles of weapons) in the workplace and (2) workplace homicide that may or may not involve a weapon. Work-related incidents are also covered when employees are off premises during regular job duties, at company special events, and anywhere in the coverage territory in which an employee is targeted due to their relationship with the company.

Resources available

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To help those involved in traumatic incidents recover, HSB offers counseling, crisis management, legal and public relations, professional security assessments, preparedness and prevention guidance, funeral and burial services, as well as coverage for travel expenses, lost business income, and extra expenses such as moving to a temporary location.

What is Workplace Violence Coverage and how can it help my business?

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Why trust HSB for crisis care insurance

150+

Years

HSB has been providing insurance, risk management, and post-loss services for over 150 years.

100

Feet

HSB’s coverage extends to events happening within 100 feet of the business premises.

48%

Of businesses*

Many businesses experience workplace violence. HSB can help if this happens to your policyholders.

40%

Of employees*

Traumatized employees need time away from work following a crisis incident. HSB covers that recovery time.

*Source: National Institute for Occupational Safety and Health

Additional product information

Crisis Care Infographic

Crisis Care Sell Sheet

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Responding to workplace crisis incidents quickly and with care

When a crisis incident occurs at a workplace, it affects more than just the people directly involved. It can also affect the business itself, other employees, and family members. With HSB Crisis Care, your small- to mid-size commercial policyholders have the resources and guidance needed to recover from a traumatic crisis incident.

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