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Protection for when an employee, contractor, or customer thinks you’ve done them wrong
Why trust HSB for specialty liability insurance
$27-$54K
On average
Employment practices claims can be a financial strain on small businesses, costing an average of $27K to 54K per case.
48%
Of businesses*
Many businesses experience workplace violence. HSB can help if this happens to your clients.
15
Years
HSB has been protecting employers and service providers from lawsuits for nearly 15 years.
A++
Rated
HSB is rated A++ (Superior) by A.M. Best Company, the largest credit rating agency in the world specializing in the insurance industry.
Miscellaneous professional liability insurance
![Miscellaneous professional liability insurance Mature, gray hair, Flower shop worker using a smartphone and a laptop computer in her workplace and smiling while wearing denim shirt and apron. People, business, sale and floristry concept. Photo of Smiling female florist taking order on mobile phone at flower shop.](/content/dam/munichre/hsb/hsb-iic/images/commercial-lines-insurers-professional-liability-insurance-hsb-getty-940587126.jpg/_jcr_content/renditions/cropped.16_to_9.jpg./cropped.16_to_9.jpg)
Employment Practices Liability Plus insurance
![Employment Practices Liability Plus insurance African American waitress standing at the door of a restaurant looking very happy with arms crossed](/content/dam/munichre/hsb/hsb-iic/images/commercial-lines-insurers-employment-practices-liability-hsb-getty-506238084.jpg/_jcr_content/renditions/cropped.16_to_9.jpg./cropped.16_to_9.jpg)
Crisis care insurance
![Crisis care insurance Blurred motion of colleagues walking briskly down office hallway as colleagues sit in conference room discussing ideas.](/content/dam/munichre/hsb/hsb-iic/images/hsb-workplace-violence-getty-1163429625.jpg/_jcr_content/renditions/cropped.16_to_9.jpg./cropped.16_to_9.jpg)