Personal Service Line Insurance
Insurance for service or utility line failure
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Insurance to pay repairs or replacement of damaged underground service lines
Personal service line insurance from HSB
Broad, competitive coverage for service line failures
HSB’s Personal Service Line Insurance covers multiple types of utility lines and includes damage from wear and tear, root invasion, freezing conditions, and other incidents that cause damage.
More than just a service line repair
Service line repairs often go beyond simply replacing damaged pipes or wiring. In many cases, repairs mean digging up landscaping, driveways, and sidewalks to get to the site of the break. HSB Personal Service Line insurance includes costs to repair or replace outdoor property such as trees, shrubs, plants, lawns, sidewalks, and other property damaged in the service line failure.
What a loss can cost
$7,000
Deteriorating sewer pipe
An old sewer pipe running under a driveway deteriorated over time, causing the pipe to leak.
$3,900
Water line break
The ground in the homeowner’s front lawn had lifted and water was coming into the yard. The repair company discovered a crack caused by freezing and thawing conditions and frost heaves.
$4,000
Gas line damage
While building an addition onto the homeowner's home, large construction vehicles parked in the yard. After noticing a gas smell, the homeowner found that the weight of the vehicles had caused a portion of the natural gas line to collapse.
Why trust HSB for service line insurance
150+
Years
HSB has been protecting homeowners from risk for over 150 years.
10+
Years
HSB has been providing service line coverage for over 10 years.
A++
Rated
HSB is rated A++ (Superior) by A.M. Best Company, an independent rating agency.
