Commercial Service Line Insurance
Insurance for service or utility line breakdown or failure
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Help pay costs for service line breakdown
Learn why commercial building owners need service line insurance
Underground utility and service lines and communication cables coming into a commercial building can fail, shutting down a business and leaving the owner with significant expenses. See how service line insurance can help.
Commercial service line insurance from HSB
Broad, competitive coverage for service line failures
HSB’s Commercial Service Line Insurance covers multiple types of utility lines and includes damage from wear and tear, root invasion, freezing conditions, and other incidents that cause damage.
Hassle-free
When they experience a service line breakdown, business owners can select their own repair contractor and feel confident knowing that claims are paid per occurrence.
Additional coverages
In addition to physical damage, HSB’s commercial service line coverage pays for business income, expediting expenses, efficiency improvements, and spoilage of perishable goods.
What a loss can cost
$15,000
Electrical lines damaged from arcing
The manager of a restaurant discovered that the power was out, causing food spoilage. Upon investigation, the electrical lines were discovered to be damaged from electrical arcing. Coverage was provided for the replacement of the line, extra expense for back-up generators, and spoilage costs.
$23,000
Root invades water line
When employees came into the florist’s office, they heard water running and called a repair company. The inspector ran a camera down the water line and discovered that tree roots had invaded the line, causing a crack.
Why trust HSB for service line insurance
150+
Years
HSB has been protecting small businesses from risk for over 150 years.
10+
Years
HSB has been providing service line coverage for over 10 years.
A++
Rated
HSB is rated A++ (Superior) by A.M. Best Company, an independent rating agency.
