Service Line

Insurance for exterior underground service utility lines

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Comprehensive service line coverage for small businesses and homeowners

If you are a commercial or personal lines insurer, you can close a critical insurance gap for your small business or homeowner policyholders with HSB’s service line coverage.

Why trust HSB for service line insurance

150+

Years

HSB has been protecting homeowners and small businesses from risk for over 150 years.

10+

Years

HSB has been providing service line coverage for over 10 years.

A++

Rated

HSB is rated A++ (Superior) by A.M. Best Company, the largest credit rating agency in the world specializing in the insurance industry.

Commercial service line insurance

Aerial Photos from the South Florida area.

Commercial lines insurers can easily add HSB’s Service Line to a business owner policy (BOP) to provide coverage for damaged exterior, underground piping and wiring to a building, as well as other expenses caused by that loss.

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Personal service line insurance

Laying a sewage pipe at the corner of a terraced house construction site.

With HSB’s Service Line coverage, personal lines insurers can help homeowners close a critical gap in their protection with coverage for outdoor, underground service lines from the street to the house, as well as lines to a well, septic tank, or out-building.

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Close a critical gap in personal and business coverage with service line insurance

Most homeowners and business owners don’t realize that they are responsible for repair or replacement of the piping and wiring that bring water, electricity, natural gas, propane, data, communications, and other services to their home or business. That’s why adding Service Line coverage to your portfolio is so important.