Personal Equipment Breakdown Insurance
Home system and equipment breakdown insurance for homeowners
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Helping clients protect their home systems
Personal equipment breakdown solutions from HSB
Home Systems Protection
What a loss can cost
$2,500
Electrical short
When the home’s main electrical control panel suffered a breakdown, the refrigerator lost power, causing the food in it to spoil.
$1,550
Water heater leak
The homeowner noticed that there was no hot water and realized the hot water heater was leaking. They called a repair company, who found a crack in the tank.
$4,800
Air conditioner loss
The home wasn’t cooling as it should, so the homeowner checked the air conditioner and discovered ice on the condensing unit. Upon inspection they found a coil had cracked, causing the unit to lose its refrigerant.
Why trust HSB for personal equipment breakdown insurance
#1
Equipment Breakdown insurer
HSB is the leading provider of equipment breakdown insurance in North America.
150+
Years
HSB was one of the first to offer equipment breakdown (formerly boiler & machinery) insurance.
A++
Rated
HSB is rated Superior by A.M. Best rating, the largest credit rating agency in the world specializing in the insurance industry.