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Commercial Equipment Breakdown Insurance
Equipment breakdown insurance for businesses of all sizes
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Insurance for physical and financial damages resulting from commercial equipment breakdown
Commercial equipment breakdown solutions from HSB
HSB TechAdvantage™ for commercial agents and brokers
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Reinsured commercial equipment breakdown insurance
![Reinsured commercial equipment breakdown insurance Workers installing solar panels on the roof of a residential building.](/content/dam/munichre/hsb/hsb-iic/images/hsb-commercial-equipment-breakdown-reinsured-getty-971089548.jpg/_jcr_content/renditions/original.image_file.5000.2813.0,261,5000,3074.file/hsb-commercial-equipment-breakdown-reinsured-getty-971089548.jpg)
HSB Equipment Breakdown Services
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What a loss can cost
$35,687
Furniture manufacturer
Arcing in a dusty electrical distribution panel severely damaged the interior of the panel. Overtime was required to make up lost production.
$136,693
Printer
A bolt came loose and fell into a high-speed press, damaging the cylinder and gears.
$44,267
Grocery store
After a power surge damaged wiring, telephone, alarm, point of sale system, and coolers in a local market, the groceries spoiled and the owner had to close the store until repairs could be made.
Why trust HSB for commercial equipment breakdown insurance
#1
Equipment Breakdown insurer
HSB is the leading provider of equipment breakdown insurance in North America.
600+
Commissioned inspectors
HSB employs over 600 commissioned and accredited inspectors and engineers.
150+
Years
HSB was one of the first to offer equipment breakdown (formerly boiler & machinery) insurance.
A++
Rated
HSB is rated Superior by A.M. Best rating, the largest credit rating agency in the world specializing in the insurance industry.