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Equipment Breakdown

Insurance for losses due to equipment breakdown

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    Comprehensive coverage for business and personal equipment breakdown risks

    Whether you are a commercial or personal lines insurer or an agent or broker looking to include equipment breakdown insurance in your portfolio, HSB has the coverage solution for you.

    Why trust HSB for equipment breakdown insurance

    #1
    Equipment Breakdown insurer
    HSB is the leading provider of equipment breakdown insurance in North America.
    600+
    Commissioned inspectors
    HSB employs over 600 commissioned and accredited inspectors and engineers.
    150+
    Years
    HSB was one of the first to offer equipment breakdown (formerly boiler & machinery) insurance.
    A++
    Rated
    HSB is rated Superior by A.M. Best rating, the largest credit rating agency in the world specializing in the insurance industry.

    Commercial equipment breakdown insurance

    Designed to address the latest equipment demands, risks, and opportunities, our commercial coverage includes HSB’s risk management expertise and coverage innovations your business clients need to prevent and recover from today’s equipment breakdown exposures.
    Closeup of pressure meter on natural gas pipeline

    Personal equipment breakdown insurance

    Customize your homeowners’ policies by adding protection for home systems such as water heaters, heating and cooling, appliances, and electronics. Also includes coverage for sensitive microelectronics used in emerging technologies, spoilage, and living expenses.
    Woman sitting at home, using digital tablet to remote-control his smart home

    Protect your clients from evolving equipment breakdown risks

    With HSB equipment breakdown solutions, your clients can face the future with confidence, knowing that if their equipment fails, they will have the resources to get back up and running quickly.