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Comprehensive coverage for business and personal equipment breakdown risks
Why trust HSB for equipment breakdown insurance
#1
Equipment Breakdown insurer
HSB is the leading provider of equipment breakdown insurance in North America.
600+
Commissioned inspectors
HSB employs over 600 commissioned and accredited inspectors and engineers.
150+
Years
HSB was one of the first to offer equipment breakdown (formerly boiler & machinery) insurance.
A++
Rated
HSB is rated Superior by A.M. Best rating, the largest credit rating agency in the world specializing in the insurance industry.
Commercial equipment breakdown insurance
![Commercial equipment breakdown insurance Closeup of pressure meter on natural gas pipeline](/content/dam/munichre/hsb/hsb-iic/images/commercial-lines-insurers-equipment-breakdown-insurance-hsb-178608542.jpg/_jcr_content/renditions/cropped.16_to_9.jpg./cropped.16_to_9.jpg)
Personal equipment breakdown insurance
![Personal equipment breakdown insurance Woman sitting at home, using digital tablet to remote-control his smart home](/content/dam/munichre/hsb/hsb-iic/images/personal-lines-insurers-home-equipment-breakdown-insurance-hsb-932628958.jpg/_jcr_content/renditions/cropped.16_to_9.jpg./cropped.16_to_9.jpg)