Equipment Breakdown

Insurance for losses due to equipment breakdown

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Comprehensive coverage for business and personal equipment breakdown risks

Whether you are a commercial or personal lines insurer or an agent or broker looking to include equipment breakdown insurance in your portfolio, HSB has the coverage solution for you.

Why trust HSB for equipment breakdown insurance

#1

Equipment Breakdown insurer

HSB is the leading provider of equipment breakdown insurance in North America.

600+

Commissioned inspectors

HSB employs over 600 commissioned and accredited inspectors and engineers.

150+

Years

HSB was one of the first to offer equipment breakdown (formerly boiler & machinery) insurance.

A++

Rated

HSB is rated Superior by A.M. Best rating, the largest credit rating agency in the world specializing in the insurance industry.

Commercial equipment breakdown insurance

Designed to address the latest equipment demands, risks, and opportunities, our commercial coverage includes HSB’s risk management expertise and coverage innovations your business clients need to prevent and recover from today’s equipment breakdown exposures.

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Personal equipment breakdown insurance

Customize your homeowners’ policies by adding protection for home systems such as water heaters, heating and cooling, appliances, and electronics. Also includes coverage for sensitive microelectronics used in emerging technologies, spoilage, and living expenses.

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Protect your clients from evolving equipment breakdown risks

With HSB equipment breakdown solutions, your clients can face the future with confidence, knowing that if their equipment fails, they will have the resources to get back up and running quickly.