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HSB Total Cyber™

Cyber risk insurance for small to mid-size businesses

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    Insurance to help businesses stay ahead of cyber risks

    With cyber criminals targeting businesses of all types - from freelancers and gig workers to small and mid-size firms - it’s more important than ever to put insurance in place that helps businesses respond and recover from cyber crime. 

    HSB Total Cyber™

    HSB Total Cyber™ provides comprehensive cyber coverage, risk management expertise, and 24/7 cyber response services to help your business clients prevent and recover from today’s cyber risks.

    Comprehensive cyber insurance

    HSB Total Cyber™ includes a myriad of coverages that respond to the six pervasive cyber threats including data breach, fraud, identity theft, computer attack, system failure, and cyber liability.

    Admitted

    Cyber insurance written on admitted paper backed by HSB provides stability in what can be an unstable market.

    Broad and affordable

    HSB Total Cyber™ rates are affordable for businesses ranging from the gig economy to the middle market generating up to $2 billion in revenue.

    HSB Commercial Cyber Risk Services

    Digital image representing data network protection and insurance business security
    HSB provides cyber risk management services to help businesses prevent cyber attacks before they occur, through training, website monitoring, security policies, and other resources.

    What a loss can cost

    Commercial cyber risks are constantly evolving and becoming more complex. That’s why it is so important to understand the cyber security exposures businesses face and how cyber insurance can help.
    $189,400
    Restaurant franchise
    Hackers used a phishing scheme to access an executive’s email account, then impersonated one of the restaurant’s vendors and tricked 21 franchises into revealing credit card information.
    Read more
    $79,100
    Wholesaler
    Through an automated, brute force attack, ransomware seized a company’s extensive computer system, taking control of servers and workstations. Remediation efforts were extensive and costly.
    Read more
    $207,500
    Online equipment retailer
    When keylogger malware breached an online equipment retailer’s server, it corrupted the server and captured information typed into the computer, including 16,000 customer credit card numbers.
    Read more

    Why trust HSB for commercial cyber insurance

    20
    Years
    HSB has been offering cyber insurance and providing cyber risk management for nearly 20 years.
    24/7
    Claims
    Our dedicated cyber claim specialists are available to help when your clients need it most.
    Top 10
    Insurer
    HSB is among the top 10 admitted cyber insurers in the United States.
    A++
    Rated
    HSB is rated A++ (Superior) by A.M. Best Company, the largest credit rating agency in the world specializing in the insurance industry.

    Additional cyber risk information

    Additional commercial coverages

    Protect your small to mid-size clients from emerging cyber risks

    HSB Total Cyber™ offers comprehensive first- and third-party cyber risk insurance coverage on admitted paper, with no coinsurance requirement. Protect your clients and give them peace of mind from cyber crime.