![HSB Total Cyber Group of young professionals gathered around a computer with a virtual screen](/content/dam/munichre/hsb/hsb-iic/images/hsb-total-cyber-getty-940143958.jpg/_jcr_content/renditions/cropped.3_to_1.jpg./cropped.3_to_1.jpg)
HSB Total Cyber™
Cyber risk insurance for small to mid-size businesses
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Insurance to help businesses stay ahead of cyber risks
HSB Total Cyber™
Comprehensive cyber insurance
HSB Total Cyber™ includes a myriad of coverages that respond to the six pervasive cyber threats including data breach, fraud, identity theft, computer attack, system failure, and cyber liability.
Admitted
Cyber insurance written on admitted paper backed by HSB provides stability in what can be an unstable market.
Broad and affordable
HSB Total Cyber™ rates are affordable for businesses ranging from the gig economy to the middle market generating up to $2 billion in revenue.
HSB Commercial Cyber Risk Services
![HSB Commercial Cyber Risk Services Digital image representing data network protection and insurance business security](/content/dam/munichre/hsb/hsb-iic/images/cyber-risk-services-getty-1313044335-5000px.jpg/_jcr_content/renditions/original./cyber-risk-services-getty-1313044335-5000px.jpg)
What a loss can cost
$189,400
Restaurant franchise
Hackers used a phishing scheme to access an executive’s email account, then impersonated one of the restaurant’s vendors and tricked 21 franchises into revealing credit card information.
$79,100
Wholesaler
Through an automated, brute force attack, ransomware seized a company’s extensive computer system, taking control of servers and workstations. Remediation efforts were extensive and costly.
$207,500
Online equipment retailer
When keylogger malware breached an online equipment retailer’s server, it corrupted the server and captured information typed into the computer, including 16,000 customer credit card numbers.
Why trust HSB for commercial cyber insurance
20
Years
HSB has been offering cyber insurance and providing cyber risk management for nearly 20 years.
24/7
Claims
Our dedicated cyber claim specialists are available to help when your clients need it most.
Top 10
Insurer
HSB is among the top 10 admitted cyber insurers in the United States.
A++
Rated
HSB is rated A++ (Superior) by A.M. Best Company, the largest credit rating agency in the world specializing in the insurance industry.