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Commercial Cyber Insurance

Cyber risk insurance for small to mid-sized businesses

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    Providing multiple layers of protection against complex cyber risks

    Backed by HSB’s extensive experience and expertise in cyber risk, HSB’s commercial cyber insurance products and services help protect your small to mid-sized enterprise clients from evolving cyber security exposures.

    Commercial cyber insurance solutions from HSB

    Whether you’re a commercial insurer or a commercial lines agent or broker, HSB has the cyber insurance solution you need.

    HSB Cyber Suite

    With HSB Cyber Suite, we make it easy for commercial lines insurers to offer business clients a bundle of cyber coverages for multiple layers of protection against complex cyber risks. 
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    Download Product Sheet
    HSB Cyber Suite
    PDF, 3 MB

    HSB Total Cyber™

    Cyber criminals are targeting businesses of all types—from freelancers and gig workers to small and mid-size firms. With HSB Total Cyber™ insurance, commercial agents and brokers can offer their small to mid-size business clients comprehensive cyber insurance, risk management expertise, and 24/7 cyber response services to help them prevent—or recover from—cyber crime.
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    Download Product Sheet
    HSB Total Cyber™ coverage
    PDF, 3 MB
    Download Appetite Guide
    HSB Total Cyber™ coverage
    PDF, 656 KB

    HSB Cyber Risk Services

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    HSB provides cyber risk management services to help businesses prevent cyber attacks before they occur, through training, website monitoring, security policies, and other resources.
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    What a loss can cost

    Commercial cyber risks are changing and increasing constantly. That’s why it is so important to understand the cyber security exposures businesses face and how cyber insurance can help. 
    Phishing
    See how HSB can help this fishing company after an employee mistakenly provides her credentials to a bad actor.
    Ransomware
    Learn how HSB could help this online retailer when its business was held for ransom by a cyber criminal.
    $32,750
    Electrical contractor
    A hacker accessed a contractor’s server, effectively erasing the system and exposing private information.
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    $183,473
    Machine shop
    When an employee tried logging into the server, she found a ransomware message that the shop’s files were encrypted with a demand for $50,000 in Bitcoin.
    Read more
    $89,924
    Gas station chain
    Ransomware infected servers at a chain of gas stations, impacting over 200 devices at 16 locations. Instead of paying the ransom demand, the chain wiped the devices, reinstalled software, and restored data from the recent backups.
    Read more

    Why trust HSB for commercial cyber insurance

    20
    Years
    HSB has been offering cyber insurance and providing cyber risk management for nearly 20 years.
    24/7
    Claims
    Our dedicated cyber claim specialists are available to help when your clients need it most.
    Top 10
    Insurer
    HSB is among the top ten admitted cyber insurers in the United States.
    A++
    Rated
    HSB is rated A++ (Superior) by A.M. Best Company, the largest credit rating agency in the world specializing in the insurance industry.

    Additional commercial coverages

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    Insurance for risks associated with commercial equipment failures
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    Energy
    Insurance for renewable and alternative energy sources
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    Specialty Liability
    Protection from lawsuit risks
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    Service Line
    Insurance to protect small businesses from underground service line breakdown

    Protect your commercial clients from emerging cyber risks

    Small to mid-size enterprises like your clients face evolving cyber risks that can challenge, disable, or even destroy their business. With HSB commercial cyber in your insurance program, you can help protect your clients from cyber crime and get them back up and running if something happens.
    Contact us