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Parametric NatCat
Effective solutions to help narrow insurance gaps
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Due to the growing impact of climate change, the world is confronted with an increase in the frequency and severity of natural disasters. In addition, geophysical threats such as earthquakes lead to significant humanitarian and economic losses. Parametric NatCat solutions based on predefined triggers and payout schemes offer broad protection against a wide range of natural disasters – for clients in both the corporate and public sectors.
Parametric NatCat solutions enable coverage for otherwise difficult-to-insure risks, such as non-physical business interruption, tax income shortfall and emergency response costs. They facilitate swift claims settlement and provide accelerated financial support. That’s why they help to narrow insurance gaps and to increase insurance penetration in largely underinsured, but at the same time highly exposed geographies.
Parametric NatCat Solutions – Suitable for you?
Client segments benefiting from parametric solutions
What expertise and services you can expect from us
Munich Re offers extensive know-how of natural disaster risk management and provides parametric solutions for a wide and geographically diverse spectrum of natural disaster risks and for various client segments.
It is our aim to continuously push the boundaries of parametric solutions towards perils beyond tropical cyclone and earthquake. This means: Providing customised solutions even for loss events such as catastrophic flooding, excessive rainfall or drought and hail and other severe convective storms.
Smart parametric solutions for NatCat perils
Our offerings out of the box
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How and where we work for you
Parametric solutions are an increasingly important instrument for an efficient disaster risk management on a global scale. In this, sophisticated and tailor-made offerings address the global protection gap and contribute to a more resilient world. Whether corporate or public sector: We at Munich Re combine capital strength with our in-depth expertise and passion in designing and structuring parametric risk transfer solutions for the benefit of our clients.
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