Explore Munich Re Group

Get to know our Group companies, branches and subsidiaries worldwide.

Wildfire facts
The frequency and intensity of extreme wildfires has more than doubled in the last two decades, according to a 2024 study.¹
Wildfire
© [M] Munich Re [P1] Abstract Aerial Art / Getty Images/ [P2] Grant Faint / Getty Images [P3] Flavio Coelho / Getty Images
    alt txt

    properties.trackTitle

    properties.trackSubtitle

    Definition

    A wildfire is a fire that burns out of control in natural areas, such as
    forests, grasslands, or prairies.
    Wild fire approaching homes in California
    © f00sion / Getty Images

    Drivers of wildfire losses

    Changing climate
    Rising emissions and global warming can cause increased heat and extended drought.
    Human activity
    This includes carelessness with campfires, improperly discarded cigarettes, fireworks, arson, and problems with power transmission.
    Land-cover changes
    Communities spread and develop into
    areas with higher fire risk.

    Wildfire losses in the US

    >1/3
    Of the US population lives in counties with high wildfire risk²
    $1.3tn
    Value of homes at risk for wildfires estimated by US Fire Administration in 2023
    7.6m
    Acres burned in the US in 2022³

    Five ways businessowners and homeowners can reduce wildfire risk

    Top 5 states for wildfires ranked by number of fires (2022)4

    Texas
    California
    North Carolina
    Georgia
    Oklahoma
    Sources:
    1Cunningham, C.X., Williamson, G.J. & Bowman, D.M.J.S. (2024). Increasing frequency and intensity of the most extreme wildfires on Earth. Nat Ecol Evol. https://doi.org/10.1038/s41559-024-02452-2
    2USDA. 2024. Updates to wildfirerisk.org identify communities with increased risk and provide resources to mitigate wildfire. May 29. https://wildfirerisk.org/about/news/
    3National Interagency Fire Center. (2024). Wildfires and acres statistics.
    https://www.nifc.gov/fire-information/statistics/wildfires
    4Triple-III. (2023). Facts + statistics: Wildfires.
    https://www.iii.org/fact-statistic/facts-statistics-wildfires
    Munich Re US expert
    Jay Rosario
    Jay Rosario
    Head of Digital Solutions
    Munich Re US
      alt txt

      properties.trackTitle

      properties.trackSubtitle