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Severe Convective Storms (SCS) infographic
Severe convective storms are one of the most common and most damaging natural catastrophes in the United States.

Storms producing one or more:

wind
©Satoshi Kina - stock.adobe.com
tornado
© Jason Persoff Stormdoctor / Getty Images

Damaging winds or wind gusts of >58 mph

Hail >1 inch diameter

A tornado

Loss-drivers of increased SCS losses

loss drivers scs

90% ↑ in economic losses YOY 2022-2023

Steps to reduce damage from SCS

Trim your trees

Install lightning surge protector

Select a wind-rated garage door

Upgrade to steel gutters/downspouts

Install protective screens on HVAC units

Upgrade to highly-rated impact shingles

Tips for underwriting SCS

  • Update the total insured value
  • Reflect the true risk
  • Price risk adequately

Top 5 states since 2010 for insured SCS loss

top 5 states for residential properties exposed to scs

Learn more about our property and casualty reinsurance solutions.

Contact us

Michael Quigley
Michael Quigley
Head of Property Underwriting & Multiline Risk Quantification
Munich Re US
+1 (609) 243-4657
Tehya Duckworth
Tehya Duckworth
SVP/Property Underwriting Manager
Munich Re US

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