Hail facts
Hail can occur during any strong thunderstorm, meaning it is a threat anywhere.
1 minutes read
Published 08/23/2024
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Definition
A type of precipitation, hail occurs during thunderstorms when raindrops, in extremely cold areas of the atmosphere, freeze into balls of ice.
- Hail is most common in the warmer months when strong thunderstorms are more frequent.
- Hailstones must be at least 0.2 inches in size.
- Severe hail is defined as hailstones measuring 1 inch in diameter or larger.
$1.3bn
Property damage due to hail annually
(10-year average – 2014 to 2023)¹
(10-year average – 2014 to 2023)¹
10,006
Number of severe hail events reported by NOAA in 2023²
$2.2bn
Property damage due to hail in 2023 according to National Weather Service³
Severe Hail Reported in 2023
Top five states by number of major hail events
Five ways businessowners and homeowners can reduce hail damage
- Protect windows from large hail with storm shutters and awnings.
- Keep roof in good condition. Consider hail-resistant roofing materials.
- Replace damaged shingles at once.
- Park vehicles in a garage or carport when a storm is on the way.
- Protect vehicles with sturdy vehicle covers or tarps, if not possible to park under cover.
2NOAA. 2024. 2024 Annual Preliminary Hail Summary. https://www.spc.noaa.gov/climo/summary/
3National Weather Service. 2024. Summary of Natural Hazard Statistics for 2023 in the United States. https://www.weather.gov/media/hazstat/sum23.pdf
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Munich Re US experts
Jay Rosario
Head of Digital Solutions
Jason Dunn
Senior Digital Product Manager
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