Rules related to claims notifications and limitation periods

Once a notice of legal proceeding has been received, it is important to review the claim file and consult with the underwriting team, depending on the reason(s) for the claim’s denial. One best  practice is to seek a second opinion from underwriting, since they will likely have a role to play in resolving the issue. The underwriter’s role may vary during litigation:

1. Review the file to reconfirm that the underwriting decision would have been different if the information was disclosed during the underwriting process, and that the insurance policy in question would not have been issued under these conditions.
   
2. Perform a new review of the file when any new information unknown to the insurer is added during the litigation process.
3. Consider seeking the expertise of an independent underwriter depending on the amounts at stake.

You can download below a table detailing the applicable laws for each provincial jurisdiction for Claim Notification and Limitation Period for reference only. All Case Law is available simply by clicking on the case. You will find the links to all laws and regulations at the end of the chart.

Disclaimer: Always refer to your legal counsel for confirmation of current relevant and any additional information pertaining to the content and/or interpretation of the rules below. Munich Re disclaims all liability of any kind arising out of your use of, or reliance on, the information provided in this table.